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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146146)

Just Okay

3
It was ok, nothing more than that Reviewed on: 9th June 2026

great service, totals update really quickly and cred...

5
great service, totals update really quickly and credits come through fast as well making it easy to see where you are at the end of the month Reviewed on: 9th June 2026

Simple and great

5
So easy to use, accepted everywhere, great app. Reviewed on: 9th June 2026

Just brilliant

5
Excellent service , never had an issue Reviewed on: 9th June 2026

I like to use PayPal to provide a barrier between my...

5
I like to use PayPal to provide a barrier between my bank details and to keep my credit usage up. I find it really easy to manage. Reviewed on: 9th June 2026

Easy set-simple to use

5
It was a simple process to set up and easy to use, cost effective and good communication-keep up the good work. Reviewed on: 9th June 2026

Flexible help when needed

5
The finance offers flexibility often at short notice or emergencies! Payments are also flexible which means I can budget it into my finances. I would and often do recommend PayPal to friends and family. Reviewed on: 9th June 2026

PayPal is easy to use and the back up and support is...

5
PayPal is easy to use and the back up and support is really good Reviewed on: 9th June 2026

Quick and easy, I like the app it’s easy to use and...

4
Quick and easy, I like the app it’s easy to use and understandable Reviewed on: 9th June 2026

Paypal credit is so easy to use & always there when...

5
Paypal credit is so easy to use & always there when you need it also keeps your money safe with your money back guarantee transactions i would give PayPal 10 out of 10 every time Reviewed on: 9th June 2026

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