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PayPal: PayPal Credit reviews

4.73
Based on 146,027 reviews, last reviewed 29th Jun 2026
4374900% increase in 5 star reviews
in the past 90 days
12550% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great for new home Been a great way yo be able to get what I needed for my new house and be able to split the payment, meaning all items could be bought at once making m... Read more Reviewed on: 29th June 2026
Ms N's avatar
Ms N

Latest lowest rating:

2

I am requesting a full investigation into my PayPal... I am requesting a full investigation into my PayPal Credit account because I believe there may be an error in the way my account has been calculated. ... Read more Reviewed on: 29th June 2026
Arunan Sriskantharajah's avatar
Arunan Sriskantharajah

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (146168)

Anytime, willing to help me sort the problems.

5
Anytime, willing to help me sort the problems. Reviewed on: 9th June 2026

PayPal is fantastic website.

5
PayPal is fantastic website, so simple to use which is grate for me as being dyslexic. When I was scam the got my money back. If I have a problem you can just call them. Where most site these day it's email or chat over the Internet. Been using PayPal for about 20 years, will continue for the rest of my life. All my family members us PayPal as well. Reviewed on: 9th June 2026

All good no complaints.

5
All good no complaints. All runs smoothly and long may it continue. Reviewed on: 9th June 2026

Great option when buying a product in an emergency,...

5
Great option when buying a product in an emergency, very quick approval. Great options to pay, interest free and great to be told monthly payments straight away. Reviewed on: 9th June 2026

PayPal Credit is convenient and easy to use.

5
PayPal Credit is simple and easy to use. What’s more it’s quick. Being able to spread the cost over 4 months interest free is great value and setting up a direct debit ensures payments are all made on time. Reviewed on: 9th June 2026

PayPal and Me

5
I have used PayPal and PayPal Credit for many years , i feel safer about my purchases and security using PayPal on line . Reviewed on: 9th June 2026

My favourite payment method

5
Never an issue, always good support. Have been using it for many years and when I see pay pal I see that I can trust to buy. Effortlessly to transfer money too. Love the pay pal credit too, what a great way to make a purchase Reviewed on: 9th June 2026

Safe and convenient.

5
Safe and convenient. Easy to use and customer service is great Reviewed on: 9th June 2026

PayPal is my pal.

5
I use PayPal because I trust them to take care of me and my money. PayPal is so easy to use, and now I get rewarded for using it.. Customer service is excellent whether you speak to an adviser or use the online service. Whe I have had any problems with purchases it has been sorted out without any fuss and I have had payment refunded when necessary., In short - PayPal is my pal! Reviewed on: 9th June 2026

Pay pal is such a life saver and provide a real hand...

5
Pay pal is such a life saver and provide a real handy quick way to pay for things in an emergency, more and more places seem to be excepting pay pal, which means I can get more of the things I need and it not breaking the bank. When there has been payment issues the customer service is so helpful Reviewed on: 9th June 2026

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