Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50576 reviews)

View other PayPal products

4.91

Based on 50,576 reviews, last reviewed 10th Jun 2025

1821700% increase in 5 star reviews

in the past 90 days

1500% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is a great option. PayPal Credit is a great option. Reviewed on: 10th June 2025

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025

Read all reviews See your review

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50576)

Review of the PayPal, PayPal Credit:

No frills, no fuss and no problems.

No frills, no fuss and no problems. Does what it says on the tin and causes me no extra work or worry. Reviewed on: 29th May 2025

Its just so easy

Its just so easy once you are approved / invited you just select as the funding option :) Reviewed on: 10th June 2025

Have had no problems in all the time I have...

Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025

Paypal credit is the most helpful to spend and buy t...

Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

It has helped me out in tough points and the app is...

It has helped me out in tough points and the app is easily accessible I do feel like they could offer more when it comes to customer support Reviewed on: 10th June 2025

Paypal's pay-in-3; a great way to spread the cost.

I use Paypal's payment-in-three for all my eligible purchases as it is a great way to spread the cost of things Reviewed on: 10th June 2025

Very good quality, it respects it's customers

Very good quality, it respects it's customers Reviewed on: 10th June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Clubcard Credit Card
from Tesco Bank 4.03 from 311 reviews
Fluid Credit Card
from NewDay 4.17 from 103 reviews
Chrome Card
from Vanquis 4.25 from 8 reviews

There's still more to see!

PayPal has a range of products available. Check the ratings of each product to find the right one for you. View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub