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PayPal: PayPal Credit reviews

4.91
Based on 50,604 reviews, last reviewed 11th Jun 2025
1824100% increase in 5 star reviews
in the past 90 days
1500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal credit Paypal has always been easy to use, everything is simple and the offers and options they offer are brilliant. Pay in 3? Pay in 4 months 0% interest? P... Read more Reviewed on: 11th June 2025
Tommy Nicoll's avatar
Tommy Nicoll

Latest lowest rating:

1

totally disappointed I don't recommend I had £250 be... totally disappointed I don't recommend I had £250 before and they turned me down for no reason it's utter idiocy they are insufferable and racist Reviewed on: 9th June 2025
Florin's avatar
Florin

About this product

PayPal Credit is a virtual credit card.

PayPal Credit can be added to your PayPal wallet and is accepted at thousands of online stores. Your purchases are protected by PayPal’s 24/7 security and encryption. You also get Buyer Protection on eligible purchases.

PayPal Credit reviews help you find out what it’s really like to be a customer. If you’ve used PayPal Credit before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50604)

Review of the PayPal, PayPal Credit:

All you need when you need it.

5
All you need when you need it. I had no issues. They are offering enough choices. Reviewed on: 29th May 2025

Easy free way to spread cost

5
4 months interest free credit on PayPal credit is a really good value way to help spread costs, especially on smaller purchases. Been using it for a few years now and had a really good experience with it. Reviewed on: 11th June 2025

Paypal is where i started collecting koney before i...

5
Paypal is where i started collecting koney before i got a bank account Reviewed on: 11th June 2025

Great customer service and excellent service

5
I've been using PayPal Credit for quite a while and I can say the service is excellent. Customer service team is very responsive if you have any questions and doubts, it's easy to navigate on the website and app too. Reviewed on: 11th June 2025

I think PayPal is a great accessible secure platform...

5
I think PayPal is a great accessible secure platform for handling transactions online. Reviewed on: 11th June 2025

Absolutely brilliant recommend it to anyone quick an...

5
Absolutely brilliant recommend it to anyone quick and so easy to use Reviewed on: 11th June 2025

I love the flexibility of it all!

5
I love the flexibility of it all! Helps me afford things that I normally couldn’t. Reviewed on: 11th June 2025

Great service and easily accessible and user friendly

5
Great service and easily accessible and user friendly Reviewed on: 11th June 2025

The perfect partner

5
I couldn’t live without PayPal- it’s the perfect partner for all of my spending needs. Reviewed on: 11th June 2025

I find PayPal very easy to use and better than mobil...

5
I find PayPal very easy to use and better than mobile banking as it adds an extra level of protection from your bank account. The option for PayPal credit and pay in 3 is also useful as it allows for more flexibility and better terms that your standard credit cards. Reviewed on: 11th June 2025

Super easy to use!

5
Super easy to use! The interest free credit period is a big bonus, and it’s really easy to increase or decrease my monthly payments. Reviewed on: 11th June 2025

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