Write a review

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50700 reviews)

View other PayPal products

4.91

Based on 50,700 reviews, last reviewed 16th Jun 2025

1832600% increase in 5 star reviews

in the past 90 days

1533% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Easiest service to use, great benefits Easiest service to use, great benefits Reviewed on: 16th June 2025

Latest lowest rating:

2

Confusing payment/direct debit process Poor customer service, the first person did not read my issue properly and gave me an irrlevant answer and when I requested they read ALL my messages ... Read more Reviewed on: 16th June 2025

Read all reviews See your review

About this product

PayPal PayPal Credit reviews (50700)

Review of the PayPal, PayPal Credit:

excellent option to spread online payments

The flexibility of paypal credit is helpful and managing the payments is detailed well. Reviewed on: 8th July 2022

Loyal Paypal customer

I have used Paypal for years now and been using its many services such as paypal credit. Never had any issues with using the app and customer services have always helped if I have any questions Reviewed on: 16th June 2025

Good and trustful service tested for a years.

Good and trustful service tested for a years. Reviewed on: 16th June 2025

Customer service is neutral because I've never had t...

Customer service is neutral because I've never had to use it. Reviewed on: 16th June 2025

Reliable back up

I have been with PayPal for a few years, never had an issue. Great service. Reviewed on: 15th June 2025

I use PayPal credit for everything.

I use PayPal credit for everything. It is the most convenient way of paying and plenty of options to pay money back Reviewed on: 15th June 2025

The only way I pay for anything online!

The only way I pay for anything online! I’ve had such a good experience with them helping me get refunds, so easy and reliable. I also use the “pay later” option frequently. It’s nice being able to spread the cost with no interest over 4 months. I would recommend to anyone! Reviewed on: 15th June 2025

It really helpful on the current ecocomy situation

It really helpful on the current ecocomy situation Reviewed on: 15th June 2025

Easy to use and love the 0% interest on purchases up...

Easy to use and love the 0% interest on purchases up to 4 months. Helped me out a lot Reviewed on: 15th June 2025

It allows you to make purchases with a little more t...

It allows you to make purchases with a little more time to pay interest free. Reviewed on: 15th June 2025

I love paypal

PayPal makes online payments fast, safe, and incredibly easy. I love being able to shop, send money, and manage my transactions all in one place. The buyer protection gives me peace of mind, and the app is super user-friendly. I wouldn’t shop online without it Reviewed on: 15th June 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Zempler Bank (formerly Cashplus) 4.87 from 4388 reviews
Aqua Credit Card
from NewDay 4.88 from 2844 reviews
Credit Card
from Shop Direct 4.76 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 20043 reviews
Payment Provider
from PayPal 4.92 from 3597 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub