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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50809 reviews)

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4.91

Based on 50,809 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50809)

Review of the PayPal, PayPal Credit:

Really like the interest free PAY IN THREE option

Really like the interest free PAY IN THREE option Reviewed on: 13th June 2024

Have had no problems in all the time I have...

Have had no problems in all the time I have used PayPal Reviewed on: 10th June 2025

Paypal credit is the most helpful to spend and buy t...

Paypal credit is the most helpful to spend and buy things easy online and anything you need thank you paypal Reviewed on: 10th June 2025

I have never had a problem using PayPal.

I have never had a problem using PayPal. Reviewed on: 10th June 2025

Very good and efficient.

Very good and efficient. PayPal saved my life. Fast and secure payments are guaranteed. Reviewed on: 10th June 2025

I am disabled, paypal has made it easy for me to pay...

I am disabled, paypal has made it easy for me to pay for things Reviewed on: 10th June 2025

It has helped me out in tough points and the app is...

It has helped me out in tough points and the app is easily accessible I do feel like they could offer more when it comes to customer support Reviewed on: 10th June 2025

Paypal's pay-in-3; a great way to spread the cost.

I use Paypal's payment-in-three for all my eligible purchases as it is a great way to spread the cost of things Reviewed on: 10th June 2025

Very good quality, it respects it's customers

Very good quality, it respects it's customers Reviewed on: 10th June 2025

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE

EASY TO SET UP - GREAT FOR PURCHASING SAFELY ONLINE Reviewed on: 10th June 2025

Very useful for 'Pay in Three' purchases.

Pay Pal always seems to work well for safe payments when making purchases. I like the facility to pay in instalments for something special. Reviewed on: 10th June 2025

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