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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Easy, helpful, responsible lending.

Easy, helpful, responsible lending. Helped me out a few times when moneys been slightly tight but the short term interests free period keeps things in perspective and helps me make my budgeting realistic Reviewed on: 28th May 2025

Easy process.

Easy process. Very simple to use Reviewed on: 28th May 2025

All in all great

Great. Easy to use! Great rates! Great cover! Reviewed on: 28th May 2025

Excellent user friendly service, pay pay credit and...

Excellent user friendly service, pay pay credit and pay in 3 also very good Reviewed on: 28th May 2025

Paypal really do care

Paypal really do care about their customers, I have always had great experiences. Reviewed on: 28th May 2025

Everytime I've had to contact paypal ect my experien...

Everytime I've had to contact paypal ect my experience has been nothing but excellent and helpfull, and also quick to react Reviewed on: 28th May 2025

Fantastic customer service!

Fantastic customer service! Knowledgeable staff. Kind and helpful. It has always has been my experience! Reviewed on: 28th May 2025

I find PayPal very easy to use and great

I find PayPal very easy to use and great you can split payments over 3 months or upto 4 months interest free brilliiant Reviewed on: 28th May 2025

Quick At Sorting Issues.

If ever I have had a problem on my account, I have always found PayPal very good at explaining & sorting it. Reviewed on: 28th May 2025

Never had a problem with PayPal, what you see is wha...

Never had a problem with PayPal, what you see is what you get. Reviewed on: 28th May 2025

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