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PayPal: PayPal Credit reviews

4.73
Based on 178,476 reviews, last reviewed 13th Jul 2026
770% increase in 5 star reviews
in the past 90 days
776% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026
Bryan G's avatar
Bryan G

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026
Robert 's avatar
Robert

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178727)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent friendly easy to use would recommend

5
Excellent friendly easy to use would recommend Reviewed on: 10th July 2026

I used PayPal credit to finance a summer house at th...

5
I used PayPal credit to finance a summer house at the end of last summer. The process was quick, simple and very easy to use. Really glad we used PayPal. Reviewed on: 10th July 2026

Paypal credit has been an amazing help for me.

5
Paypal credit has been an amazing help for me buying bigger products. Spreading the cost with affordable monthly payments. And as I never missed a single payment my balance for Paypal credit is up to £2.500 . Fantastic for anyone who can't afford to buy large items on a budget. Highly recommend you use PayPal credit if not using it already . Reviewed on: 10th July 2026

Paypal credit is a great alternative to traditional...

5
Paypal credit is a great alternative to traditional credit cards from brick and mortar banks. Having all PayPal accounts in one app is also extremely helpful. Reviewed on: 10th July 2026

So as a muslim I want something interest free and Pa...

5
So as a muslim I want something interest free and PayPal credit is interest free for first 4 months which is very good and they offer me 800 pounds credit on opening which most of brands don't do. So thumbs up for PayPal doing this. Reviewed on: 10th July 2026

Easy to use, clear communication.

5
Easy to use, clear communication. Reviewed on: 10th July 2026

Easy peasy!

5
Easy to apply, pay in three is convenient, easy to use! Paypal makes checking out faster and simpler by already providing shipping and billing addresses. Interest free period made things so much easier when buying our babys pram! Reviewed on: 10th July 2026

Best payment method option ever seen

5
All the times I've used PayPal was so easy and fast.Absolutely best services Reviewed on: 10th July 2026

Worry-free with PayPal

5
With PayPal, I am not worried about my bank account being scammed as most of my payments/purchases are made through PayPal and they have in place excellent security checks to keep my account safe. Paypal pay-in-three is fantastic for when i need to split some payments. Reviewed on: 10th July 2026

App is great and easy to trace current balances etc.

5
App is great and easy to trace current balances etc. No issues and happy to continue using. Reviewed on: 10th July 2026

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