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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178189 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178207)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Helpful in ways other banks aren't.

Helpful in ways other banks aren't. And there schems to help buy are exceptional Reviewed on: 10th July 2026

Safe and secure .

Excellent way to pay,always safe,and reliable. Reviewed on: 10th July 2026

Everything is seamless and easy to navigate.

Everything is seamless and easy to navigate. making payments and choosing either credit or direct payment is simple and straightforward Reviewed on: 10th July 2026

PayPal excellence.

PayPal are always very helpful and when I was recently the victim of fraudulent activity on my account PayPal sorted it out quickly and efficiently. Reviewed on: 10th July 2026

PayPal Credit

PayPal Credit has been a lifesaver for me. I love the flexibility of repayments and the option to increase the limit of required. I recently had a transaction that wasn’t processed for some reason and the customer service were really helpful and reassuring that the payment will be cancelled after 30 days, meaning I didn’t have to cover the repayment. Thank you PayPal. Reviewed on: 10th July 2026

Great Service, great Products, always providing help...

Great Service, great Products, always providing helpful options for purchases Reviewed on: 10th July 2026

I've had an excellent experience with PayPal.

I've had an excellent experience with PayPal. It's fast, secure, and easy to use. Every transaction has been smooth, and I appreciate the buyer protection and reliable service. I highly recommend it. Reviewed on: 10th July 2026

Very good experience.

Very good experience..Its very secure and piece full Reviewed on: 10th July 2026

Easy service that I can always rely on, never had an...

Easy service that I can always rely on, never had any issues always straight forward Reviewed on: 10th July 2026

Great all round!

Great all round! Everything went smooth from purchase to completion. Reviewed on: 10th July 2026

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