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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178138 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178142)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great credit, easy to manage and no catches.

Great credit, easy to manage and no catches. Can be used on loads of different sites and varying length of interest free credit available. Reviewed on: 10th July 2026

A very smooth transaction with manageable payments a...

A very smooth transaction with manageable payments and low interest rates Reviewed on: 10th July 2026

Auto 4 months interest free on purchases above £100.

Auto 4 months interest free on purchases above £100. What's not to like? Reviewed on: 10th July 2026

Very good and easy use.

Very good and easy use. No pressure to repay back. Monthly fee is not high. Reviewed on: 10th July 2026

Very easy but interest rate could be lower

Very easy but interest rate could be lower Reviewed on: 10th July 2026

Winning, with Paypal credit!

Paypal Credit is super easy to use and so many merchants with online presence have it as a payment option it certainly takes the stress out of budgeting. Stick to the payment arrangement for zero % interest, bish bash bosh!! Happy days. Reviewed on: 10th July 2026

Brilliant Service

Easy to use and very efficient with excellent customer service Reviewed on: 10th July 2026

Loving the PayPal rewards, I'm earning money doing m...

Loving the PayPal rewards, I'm earning money doing my usual shopping. Reviewed on: 10th July 2026

Never had any issues with PayPal A quick efficient a...

Never had any issues with PayPal A quick efficient and very safe platform Reviewed on: 10th July 2026

I have used PayPal for a long time and find so much...

I have used PayPal for a long time and find so much easier to pay Reviewed on: 10th July 2026

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