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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178050)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal offer an convenient and secure method of maki...

5
PayPal offer an convenient and secure method of making purchases with excellent short term credit deals Reviewed on: 10th July 2026

Has good offered in regards to 0% interest

5
Has good offered in regards to 0% interest Reviewed on: 10th July 2026

Being on apple wallet is a big plus

5
The app is simple to use and now being able to use PayPal through apple wallet makes purchases even better Reviewed on: 10th July 2026

Transactions are safe, fast and always available

5
Transactions are safe, fast and always available Reviewed on: 10th July 2026

I have encouraged my husband to use PayPal credit to...

5
I have encouraged my husband to use PayPal credit too because it is so easy and worthwhile Reviewed on: 10th July 2026

Everything is so easy here.

5
Everything is so easy here. Never gad any issue,maybe sometimes with my address but most of the time everything going smooth. Reviewed on: 10th July 2026

Like 0% interest fee for purchases over 99 and pay i...

5
Like 0% interest fee for purchases over 99 and pay in 3 .Very helpfull when I have money liquidity problem. Reviewed on: 10th July 2026

Never had any problems!

5
Never had any problems!- can’t say more than that! Reviewed on: 10th July 2026

Happy with the service

5
Easy to use service: fast top up/withdrawals, amazing deals for financial plans. Everything what I needed. Reviewed on: 10th July 2026

It just works.

5
It just works. Easy. To use universal safe and private. Reviewed on: 10th July 2026

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