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PayPal: PayPal Credit reviews

4.73
Based on 177,405 reviews, last reviewed 12th Jul 2026
1211% increase in 5 star reviews
in the past 90 days
994% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great money service Never had any problems , very easy quick way to send, receive or transfer money. Reviewed on: 12th July 2026
AK's avatar
AK

Latest lowest rating:

1

Paypale is not like old paypal anymore. Paypale is not like old paypal anymore. They never refund me for scams or protect me against any fraud like it used to do Reviewed on: 12th July 2026
A P's avatar
A P

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177706)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Convenient and very useful for everyday transactions.

5
Convenient and very useful for everyday transactions. Reviewed on: 9th July 2026

Paypal a must have for your wallet

5
I feel safe using PayPal it’s helped me out in the past with problems, It’s a great tool for paying or sharing money. The pay in 3 is a genius idea helping take the burden of purchasing that fave item. Reviewed on: 9th July 2026

Good so far, easily application to use

4
Good so far, easily application to use Reviewed on: 9th July 2026

Still feeling my way cautiously.

4
Still feeling my way cautiously. Much to learn, but impressed so far Reviewed on: 9th July 2026

Very good and saved to make any payment.

5
Very good and saved to make any payment. Reviewed on: 9th July 2026

Accepted widely - so used often

5
Accepted widely - so used often - makes things easier Reviewed on: 9th July 2026

App is easy to use and understand.

5
App is easy to use and understand. Support from PayPal is a phone call away if needed Reviewed on: 9th July 2026

Splendid app

5
Bee fantastic for myself and how I have purchased items through paypal credit, as well as paying people securely though the app Reviewed on: 9th July 2026

Excellent

5
I have a debit card and credit card with PayPal. Even before this you are able to use their service and have help with any issues. They implemented a rewards service which is wonderful allowing you to earn money with using their service. I have been using PayPal over the past few years more than I ever have. Recommend Reviewed on: 9th July 2026

Simple navigation on App with clear finance informat...

5
Simple navigation on App with clear finance information. Reviewed on: 9th July 2026

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