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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent money giver

Paypal comes to your rescue when you want to borrow money. It has flexible options whether it is in pay in 3 or get things on 4 months credit interest free. Making it affordable to make any purchase. Reviewed on: 27th May 2025

At certain times I cannot afford to buy anything so...

At certain times I cannot afford to buy anything so PayPal is exactly what I need and can afford Reviewed on: 27th May 2025

Quality Credit Provider

I use PayPal credit regularly and it have nevr had an issue with it. I can use it in almost anywhere that I shop online, the interest rate is great compared to other credit lenders and the credit amount they gave me was ideal. Reviewed on: 27th May 2025

Great, easy to use, safe, would recommend it to all...

Great, easy to use, safe, would recommend it to all of you Reviewed on: 27th May 2025

GOOD NEWS

VERY GOOD, AND EASY TO USE, USE FOR LOTS SHOPING. Reviewed on: 27th May 2025

I’ve had a great experience using PayPal, especially...

I’ve had a great experience using PayPal, especially when it comes to their credit services. They offer flexible credit options that have been incredibly helpful for managing larger purchases without stress. The application process was simple and straightforward, and the terms were clear and fair. What really stands out is their customer service. Anytime I’ve had a question or needed help, the support team was responsive, friendly, and effective in resolving my issues. It’s rare to find such reliable service these days, and I really appreciate how PayPal puts their customers first. Highly recommend PayPal for both their credit solutions and top-notch support! Reviewed on: 27th May 2025

Great service and reliable always there for the unex...

Great service and reliable always there for the unexpected Reviewed on: 27th May 2025

Paypal account

Have Paypal account for many years. Easy to use website. Prompt response to queries. Excellent experience with them till date. Highly recommend. Reviewed on: 27th May 2025

I really value my PayPal credit account.

I really value my PayPal credit account. It helps pay for subscriptions or payments that I’m worried about using my normal bank for as it provides safety & security. Reviewed on: 27th May 2025

Used it to buy a laptop when I didn't have a credit...

Used it to buy a laptop when I didn't have a credit card. Fantastic option with 0% Apr for larger purchases. Was really pleased to be able to use this option and found it convenient to pay back extra whenever I wanted on top of the monthly minimum. Reviewed on: 27th May 2025

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