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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy to use and manage.

Easy to use and manage. I have been able to trust that my transactions are secured and safe. There is a wide availability with merchants Reviewed on: 27th May 2025

Easy to apply and flexible payment plans

Easy to apply and flexible payment plans Reviewed on: 27th May 2025

Only PayPal in the payment option where you will get...

Only PayPal in the payment option where you will get best affordability and more options for the repayment of your spending.. Reviewed on: 27th May 2025

Love PayPal !

Love PayPal !! Helps with buying items Reviewed on: 27th May 2025

Great , simple and reliable , I would recommend it t...

Great , simple and reliable , I would recommend it to anyone who wants to buy or sell from EBay Reviewed on: 27th May 2025

Allows me to send financial support to my family acr...

Allows me to send financial support to my family across the world with ease when needed. Reviewed on: 27th May 2025

Great service.

Always quick and efficient. The service is brilliant. Whether using through my bank, Pay in three or credit. Reviewed on: 27th May 2025

Quickest and safest payment for online purchases

Quickes and safest payment method i have ever experienced. Opened credit card helps even more keeping my accounts out of debt. Reviewed on: 27th May 2025

Easy to purchase using PayPal for buying from top br...

Easy to purchase using PayPal for buying from top brands Reviewed on: 27th May 2025

Good app and pay later options with 0% for 3months...

Good app and pay later options with 0% for 3months Reviewed on: 27th May 2025

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