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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I love using your payment method and I do it often.

I love using your payment method and I do it often. I am often surprised that some companies do not use your services and if I can, I look for those where I can use PayPal. I also really appreciate that you help in a situation when there is a problem with the order or when the seller does not want to complete the sale according to the description, deadline or the goods do not meet the criteria specified in the contract. Reviewed on: 27th May 2025

Reassurance and Flexibility

PayPal Credit and PayPal Pay in 3 options are extremely convenient for using and generous to allow you paying over a longer period with no internet. I also know PayPal is always going to keep my details secure if I see a online store take PayPal at check out. It gives me a lot of reassurance. Reviewed on: 27th May 2025

No issues, good service, would like more available c...

No issues, good service, would like more available credit Reviewed on: 27th May 2025

Wouldn't be without it

Would not be without PayPal, it makes purchasing online really easy and affordable to be able to spread the payments. Reviewed on: 27th May 2025

Excellent product

Fantastic help when you need bit extra time to spread the costs. Helps massively in my case. Thanks to PayPal credit I was able to afford most of my Christmas presents and birthday gifts Reviewed on: 27th May 2025

I use PayPal for everything.

I use PayPal for everything. It has never ever ever let me down. Reviewed on: 27th May 2025

Very good experience in all aspects

Very good experience in all aspects Reviewed on: 27th May 2025

Always found them to be on the customers side.

Always found them to be on the customers side.Disputes have been resolved professionally and within the given time frame Reviewed on: 27th May 2025

PayPal review

Always helpful and polite and ready to help Reviewed on: 27th May 2025

Good service, customer service can be better though.

Good service, customer service can be better though. Reviewed on: 27th May 2025

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