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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177208 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177213)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always reliable sort out any problems you have, safe...

Always reliable sort out any problems you have, safe way to pay for online items without the worry of being hacked/scammed, PayPal credit allows you to buy things without having to pay a lump sum all in 1 would thoroughly recommend Reviewed on: 9th July 2026

Protection on purchases

Using pay in 3 and protection on purchases make it a must Reviewed on: 9th July 2026

PayPal is the safest way to pay for goods online.

PayPal is the safest way to pay for goods online. Plus their help in any dispute is second to none. Excellent company I have used for years. Reviewed on: 9th July 2026

A very happy customer.

I find pay pal very easy to use and helps me enormously when I want to buy something and don't have the funds readily available I can spread the cost with my pay pal account so thank you from a happy customer Reviewed on: 9th July 2026

Been using paypal for a while it quick and easy...

Been using paypal for a while it quick and easy Reviewed on: 9th July 2026

It has been so helpful and reliable when needed

It has been so helpful and reliable when needed Reviewed on: 9th July 2026

I was looking to buy a laser engraver and PayPal had...

I was looking to buy a laser engraver and PayPal had an other that helped my cash flow. After a simple credit check it was all set up Reviewed on: 9th July 2026

Just really flexible and easy to ise

Just really flexible and easy to ise Reviewed on: 9th July 2026

Great flexible secure service

I've used paypal for quite a long time now and the choices when paying are great. I like that for bigger purchases you can spread the cost over a longer period, often with interest free options available.I love that your purchases are secure and protected as well, gives you the piece of mind that your transaction is safe. On the odd ocassion that I had to contact customer services to resolve an issue this was dealt with quickly with a positive outcome. Highly recommended. Reviewed on: 9th July 2026

Easy and convenient.

Have used PayPal credit services for many years to spread the cost on a multitude of different items. Always found it very easy to do and the terms are fair and understandable. The website account is also very well laid out and everything you need to know about your finances with PayPal is easy to find. Reviewed on: 9th July 2026

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