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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Never had any issues!!

Have never had any issues, whether it was with closing previous accounts, opening accounts back up, monthly payments, you name it. Reviewed on: 27th May 2025

Very helpful and easy to use platform.

Very helpful and easy to use platform. You’ll get a response quickly and can pretty much pay anywhere with Paypal Reviewed on: 27th May 2025

Always able to contact if I have any queries etc and...

Always able to contact if I have any queries etc and really fast response times Reviewed on: 27th May 2025

I love how easy it was to apply for PayPal credit.

I love how easy it was to apply for PayPal credit. How PayPal is available worldwide. It's way to pay. I also the three interests free payments as well. Reviewed on: 27th May 2025

With PayPal, I know it's safe.

With PayPal, I know it's safe. I only have to re,ember my login details and I can use PayPal for allsorts of financial transactions, including PayPal credit, send to friends or send abroad. Reviewed on: 27th May 2025

No issues, perfect.

No issues, perfect. Very easy and simple. Reviewed on: 27th May 2025

costumer service

Its ok but some times its hard to get to costumer service Reviewed on: 27th May 2025

Simplicity and convenience in one simple place

Simplicity and convenience in one simple place Reviewed on: 27th May 2025

Never had any issues, quick and easy to use

Never had any issues, quick and easy to use Reviewed on: 27th May 2025

Big fan.....use it for everything

I am a big fan of the pay in 3 feature that PayPal offer. It is a great way to spread costs while not getting into loads of debt. Easy to transfer money to friends and family but the most important aspect of it for me is the security of payments. I use PayPal wherever it is an option. Reviewed on: 27th May 2025

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