Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177164 reviews)

View other PayPal products

4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177178)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Never given me a reason to complain spot on

Never given me a reason to complain spot on Reviewed on: 9th July 2026

Overall good experience with excellent customer supp...

Overall good experience with excellent customer support as well. Thank you Paypal Reviewed on: 9th July 2026

It’s incredible, many benefits and helps you if you...

It’s incredible, many benefits and helps you if you want to buy things in more period of time Reviewed on: 9th July 2026

Fantastic and easy service.

Fantastic and easy service. Very swift to pay friends and family, and credit is great for spreading the cost of purchases Reviewed on: 9th July 2026

I’ve been with PayPal 11 years and it’s been the bes...

I’ve been with PayPal 11 years and it’s been the best years especially with PayPal credit Reviewed on: 9th July 2026

It can be used in a variety of online shops which is...

It can be used in a variety of online shops which is super handy when you need something before pay day!I like the app, easy to use, monitor spending etc Reviewed on: 9th July 2026

I use PayPal to get interest free credit and it's be...

I use PayPal to get interest free credit and it's been very useful. It's great when buying large purchases. Reviewed on: 9th July 2026

Pay in 3 is Great

Great tool especially pay in 3 or interest free payments. Reviewed on: 9th July 2026

PayPal Credit was quick to set up, easy to use, and...

PayPal Credit was quick to set up, easy to use, and made managing my purchase simple. A smooth experience overall. Reviewed on: 9th July 2026

Excellent service,great customer support never had a...

Excellent service,great customer support never had any problems at all. Reviewed on: 9th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews
Payments
from PayPal 4.71 from 3847 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 98461 reviews
Payments
from PayPal 4.71 from 3847 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub