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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176838 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176865)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Make my life easy and I trust pay with paypal.

Make my life easy and I trust pay with paypal. Reviewed on: 9th July 2026

Good paypal

Good credit terms. Easy app. Happy with the service provided. Thank you PayPal I would recommend Reviewed on: 9th July 2026

No complaints

I've been using it for a long time and had no issues. Reviewed on: 9th July 2026

I have been using paypal for over a decade now and n...

I have been using paypal for over a decade now and never had any issue. Always a smooth transaction but when I had some issues with sellers, paypal always helped me out recovering my money. Reviewed on: 9th July 2026

Excellent!

Paypal is good! Reliable and helpful! Reviewed on: 9th July 2026

Very helpful when I had a query, and being able to s...

Very helpful when I had a query, and being able to spread payments is fantastic! Reviewed on: 9th July 2026

Paypal is effortless

Paypal makes transactions and sending money really easy. I use it almost every week. Reviewed on: 9th July 2026

Interested FREE repayments

I got easily approved few years ago and been using PayPal credit ever since. It always allows me to make purchases with interest free repayments. I'd highly recommend PayPal Credit to anyone who needs "cash on hand" in need & with the interest FREE plan. Reviewed on: 9th July 2026

PayPal is always easy and reliable to use, I will of...

PayPal is always easy and reliable to use, I will often choose it above other payment methods for the protection it offers Reviewed on: 9th July 2026

Good email reminders, flexible pay back options.

Good email reminders, flexible pay back options. Reviewed on: 9th July 2026

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