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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176602 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176625)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Straight forward

Straight forward and easy to use app and platform. Reviewed on: 9th July 2026

Excellent

PayPal Credit has been great for me, simple and easy use and pay off quicker as and when you want to, I prefer to use this rather than carrying a physical card as your not as tempted to go mad and you have the app to keep on top of your spending. Reviewed on: 9th July 2026

Easy to use.

Easy to use. Have been using PayPal for a long time Reviewed on: 9th July 2026

Excellent experience with PayPal Credit.

Excellent experience with PayPal Credit. Easy to apply, simple to manage payments, and very convenient for larger purchases. The interest-free offers are a great benefit when used responsibly. Highly recommended! Reviewed on: 9th July 2026

Clear, helpful and their when needed

Everything is always very clear and on the rare occasion you need help it's readily available. People know what they're talking about and deliver on their promises. Reviewed on: 9th July 2026

Quite a few times I've made payment on my PayPal cre...

Quite a few times I've made payment on my PayPal credit and the payment has failed with no email or notifications to tell me this - resulting in not making the payment on time for the due date. It's quite frustrating as there is nothing wrong with the bank details. Reviewed on: 9th July 2026

Good experience

So far I have a good service and helpful i am quite happy with the service Reviewed on: 9th July 2026

Payment with PayPal way too easy.

Payment with PayPal way too easy...love the experience and customer support Reviewed on: 9th July 2026

No issues always have the services needed

No issues always have the services needed Reviewed on: 9th July 2026

Easy payment system, and very good protection from u...

Easy payment system, and very good protection from unscrupulous sellers. Reviewed on: 9th July 2026

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