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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Very easy and quick to get PayPal credit.

Very easy and quick to get PayPal credit. Reviewed on: 27th May 2025

quick and easy and have enjoyed using it so far

quick and easy and have enjoyed using it so far Reviewed on: 27th May 2025

Good but it can be better for shopping rare

Good but it can be better for shopping rare Reviewed on: 27th May 2025

All's Good 1st class service,,,,

All's Good 1st class service,,,, Reviewed on: 27th May 2025

Brilliant.

Brilliant. Very easy to apply and quick decision. Easy to set your payment level, easy to keep track of spending. Reviewed on: 27th May 2025

Couldn't be without paypal

Paypal is always very easy to use and find the info you require. When id had issues in the past with payments or retailers paypal has been quick to resolve the issue. Using PayPal makes life a lot easier and is an extra safety backup that everyone should take advantage of.. Reviewed on: 27th May 2025

Excellent in every level.

Excellent in every level. Great credit limits and great flexibility. Always try to help and always listen. Reviewed on: 27th May 2025

Never needed to use customer service as everything h...

Never needed to use customer service as everything has always worked perfectly for me so far. Go to payment app when shopping online. Reviewed on: 27th May 2025

Fabulous Credit Option

I find PayPal Credit works well for me, especially the 4mths 0% credit. Reviewed on: 27th May 2025

Paypal is great and help me a lot in difficult...

Paypal is great and help me a lot in difficult times Reviewed on: 27th May 2025

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