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PayPal: PayPal Credit reviews

4.73
Based on 176,386 reviews, last reviewed 11th Jul 2026
1277% increase in 5 star reviews
in the past 90 days
1144% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026
Claire s's avatar
Claire s

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026
C M's avatar
C M

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176560)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Quick response times and great service

5
Quick response times and great service Reviewed on: 9th July 2026

Very convinient way to pay

5
Very convinient and easy to use with reward system Reviewed on: 9th July 2026

Simple and easy to use.

5
Paypal is simple and easy to use. A great way to spread the financial load and plan the savings for repayment ahead of time. Reviewed on: 9th July 2026

Reliable

5
Always reliable, fast and safe. I use PAYPAL as my preference method for paying online everytime. Wether it's paying for goods or sending money to my kids. It's my first choice. Reviewed on: 9th July 2026

Stress free and easy to manage.

5
Stress free and easy to manage. Offers lots of benefits and services as well Reviewed on: 9th July 2026

Really straight forward to use and so many things on...

5
Really straight forward to use and so many things on offer. Reviewed on: 9th July 2026

PayPal takes any worries away from personal finance,...

5
PayPal takes any worries away from personal finance, keeps you informed and always to hand Reviewed on: 9th July 2026

PayPal Credit is so practical

5
PayPal Credit is easy to use and very flexible Reviewed on: 9th July 2026

Easy to use, great security and customer service is...

5
Easy to use, great security and customer service is spot on Reviewed on: 9th July 2026

I've never had a problem using and payment within th...

5
I've never had a problem using and payment within the hour Reviewed on: 9th July 2026

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