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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176439 reviews)

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4.73

Based on 176,386 reviews, last reviewed 11th Jul 2026

1277% increase in 5 star reviews

in the past 90 days

1144% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

It's the best way for online payments It's the best way for online payments Reviewed on: 11th July 2026

Latest lowest rating:

1

I paid through paypal for an item that turned out to... I paid through paypal for an item that turned out to be a scam. I provided proof and they still sided with the scammer with no option for me to take i... Read more Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (176462)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

All good no problems.

All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Good and Fair Experience

It was quick and fair and I was given a reasonable offer no interest period. Reviewed on: 9th July 2026

Love PayPal Credit..

Been using PayPal Credit for a number of year's now,in fact it's probably my number one way of payment nowadays. It's super easy to use & by spreading out the cost it's an absolute godsend in the current climate with the cost of living. From household goods to dog food I use PayPal Credit for it all. Reviewed on: 9th July 2026

Easy to pay using app never had any problems

Easy to pay using app never had any problems Reviewed on: 9th July 2026

I have been using PayPal for years and I have never...

I have been using PayPal for years and I have never been let down by their customer service team. Reviewed on: 9th July 2026

A couple of times I have had an issue but customer s...

A couple of times I have had an issue but customer services have dealt with ut Reviewed on: 9th July 2026

PayPal Credit is amazing!

PayPal Credit is amazing! It is such a useful service providing multiple credit options, whether that be pay later, 30 days, or pay-in-3, PayPal credit has the options to help take pressure off those bigger purchases. Reviewed on: 9th July 2026

Easy to use, clear plans and options, easy to track...

Easy to use, clear plans and options, easy to track with app Reviewed on: 9th July 2026

Transparent credit system

I like how transparent the credit system is; what you spent your money on, payment terms and how much is still owed on each purchase. Pay in 3 is also and excellent scheme which I use for a lot of purchases. Reviewed on: 9th July 2026

My experience with PayPal Credit has been very posit...

My experience with PayPal Credit has been very positive. The application process was quick and easy, and the approval was fast. Everything works smoothly, and it makes shopping more convenient. I’m very satisfied with the service and would definitely recommend it. Reviewed on: 9th July 2026

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