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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Always helpful and very quick to sort things out...

Always helpful and very quick to sort things out Reviewed on: 27th May 2025

Easy to use .

Easy to use .regular emails and notifications about your account Reviewed on: 27th May 2025

Works great to spread your costs

Works great to spread your costs Reviewed on: 27th May 2025

Confused sometimes

A couple of times I have paid what is owed and I receive an email saying payment is unsuccessful, but it still taken off balance can be confusing at times xxx Reviewed on: 27th May 2025

usually i have no bother but the last few times i ha...

usually i have no bother but the last few times i have tried to buy train tickets uses pay in 3 it has not worked it put a hold on my money but i did not get the tickets then 48hrs later i got my money back. i called pay pal 3 times but still having the bother Reviewed on: 27th May 2025

Paypal is just convenient and helpful !!!

I use paypal wherever I can in order to avoid entering my credit or debit card details. Having the chance to pay in instalments with no interests is more than I can asked for. It's just great. Reviewed on: 27th May 2025

As someone who has a bad credit history PayPal credi...

As someone who has a bad credit history PayPal credit has allowed me to get my life back together thankfully PayPal was there for me when I needed credit facility.And because they helped me my quality of life is way better than before and I don’t get stressed about money as PayPal is there for me . Reviewed on: 27th May 2025

PayPal Review

Customer services answered queries quickly.easy to see statements Reviewed on: 27th May 2025

Easy to use PayPal sometimes too easy in the PayPal...

Easy to use PayPal sometimes too easy in the PayPal credit haha Reviewed on: 27th May 2025

Wenever i needed help they have been here for me

Wenever i needed help they have been here for me Reviewed on: 27th May 2025

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