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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (175556)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Great service

5
Great and exciting service delivery Reviewed on: 8th July 2026

Great experience

4
I've had a great experience with PayPal Credit. It's made shopping much easier by giving me the flexibility to spread the cost of my purchases into smaller, affordable payments. The application process was straightforward, and managing my account has been simple and convenient. I always make my repayments on time, and I appreciate being able to borrow responsibly without putting too much pressure on my monthly budget. It's been a reliable way to buy the things I need while staying in control of my finances. Overall, I'm very happy with PayPal Credit and would happily recommend it to anyone looking for a flexible and easy way to manage purchases and repayments. Reviewed on: 8th July 2026

Very easy to make a large purchase and split the pay...

5
Very easy to make a large purchase and split the payments into 3. Love this in today's world Reviewed on: 8th July 2026

Very good experience with PayPal

5
Very good experience with PayPal Reviewed on: 8th July 2026

Always makes sure payments are made, and kept upto d...

5
Always makes sure payments are made, and kept upto date Reviewed on: 8th July 2026

Great Efficient payment service, delighted.

5
Great Efficient payment service, delighted. Reviewed on: 8th July 2026

I've never had an issues with PayPal and find the se...

5
I've never had an issues with PayPal and find the service easy to use. Reviewed on: 8th July 2026

Experience with PayPal.

5
I've had a very positive experience with PayPal. The platform is easy to use, payments are processed quickly, and I feel confident knowing my transactions are protected. Their buyer protection gives me peace of mind when shopping online, and customer support has always been helpful when I needed assistance. I would definitely recommend PayPal for secure and convenient online payments. Reviewed on: 8th July 2026

Great recommending to everyone, shop and get rewards.

5
Great recommending to everyone, shop and get rewards. Reviewed on: 8th July 2026

It’s as easy as 1 2 3

5
I found their pay in three very easy and great cost spreading which helped me Reviewed on: 8th July 2026

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