Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

View other PayPal products

4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Not have any problems, everything its easy, and quic...

Not have any problems, everything its easy, and quickly. Reviewed on: 27th May 2025

Always easy to use and excellent service and great c...

Always easy to use and excellent service and great customer service and software Reviewed on: 27th May 2025

Great & easy way to pay

Never had problem most of the time i use paypal for purchases i absolutely love it and 0%4 month is great when buying anything over £100 Reviewed on: 27th May 2025

Love paypal credit

I been using Paypal credit since become avaiable , is very easy to use . Reviewed on: 27th May 2025

They have always been there when I have needed them...

They have always been there when I have needed them Reviewed on: 27th May 2025

An trustworthy and reliable international go-to brand!

An international go-to brand for most. Simple and easy to use interface, easy to receive money and transfer to UK bank accounts without charge, and appreciate the interest-free time period on credit. The main things that would make it better would be more competitive exchange rates (closer to actual market), lower fees, and a greater in developing markets. Reviewed on: 27th May 2025

Review of pay pal

Good at resolving payments, they tell you if 3 payments are available, overall very good Reviewed on: 27th May 2025

Always an easy and seamless experience using PayPal.

Always an easy and seamless experience using PayPal. Reviewed on: 27th May 2025

I have been a user of PayPal credit for two years no...

I have been a user of PayPal credit for two years now and it has never failed me , brilliant for my credit, good amount of time to pay off before anything is increased, easy to contact customer services if anything goes wrong. Reviewed on: 27th May 2025

Happy Chappy

I have always been satisfied with the expyi have had with PayPal whether it be unhappy with an item I have purchased or dealing with fraud Reviewed on: 27th May 2025

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Very Account
from Shop Direct 4.38 from 27 reviews
Retail Finance
from Close Brothers 2.53 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.93 from 22350 reviews
Payments
from PayPal 4.91 from 3600 reviews
Debit card
from PayPal 4.40 from 2 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub