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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174244 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174253)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Anytime I’ve had an issue the PayPal customer servic...

Anytime I’ve had an issue the PayPal customer service has always been phenomenal, I’ve had questions and got scammed once and they were so quick and helpful. I’ve had talks on the phone or through chat and either way has been quick and resolved any issues I have promptly. Reviewed on: 8th July 2026

Always my preferred Payment method

Makes all my purchases alot more streamlined, I can use PayPal credit basically anywhere I need to with my PayPal card. Great service Reviewed on: 8th July 2026

I used Pay pal many times and always really happy wi...

I used Pay pal many times and always really happy with service provided . Reviewed on: 8th July 2026

Easy, helpful, and useful

They have always been easy to use, quick to reply when support is needed and a very easy and practical service. Reviewed on: 8th July 2026

My Best Friend for my Purchases!

Very easy to use App which makes purchases simple, secure and quick cutting out any online payment problems! Reviewed on: 8th July 2026

Easy to use this says it all, never any problems

Easy to use this says it all, never any problems Reviewed on: 8th July 2026

PayPal credit with 4 months interest free credit exc...

PayPal credit with 4 months interest free credit excellent Reviewed on: 8th July 2026

Be careful when paying off paypal credit balance

Thought i was clearing off my balance of over £3k only to find out there was still another £600 to be added on afterwards with absolutly no mention from paypal that there is still a balance not yet added to my account. Not a good system for customers Reviewed on: 8th July 2026

I find PayPal convenient and most importantly trustw...

I find PayPal convenient and most importantly trustworthy. The app is straight forward and easily used. The communication is not too much. I am very happy with my PayPal account Reviewed on: 8th July 2026

Good amount of credit available to me.

Good amount available to me. Easy to use and great communication. Reviewed on: 8th July 2026

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