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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (174229)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal is always a safe and secure way to buy things...

PayPal is always a safe and secure way to buy things online, I often use it to check out super fast, which helps when buying high demand products, should I be lucky enough to beat any bots. Reviewed on: 8th July 2026

Been a user for many years, brilliant

Been a user for many years, brilliant Reviewed on: 8th July 2026

Value for money

Plenty of offers , like 0% Apr on 12 months repayment. These offers helps. Reviewed on: 8th July 2026

I have had two miss payment on my credit report by P...

I have had two miss payment on my credit report by PayPal which was due to their error yet they refuse to amend their report, their customer service is mostly out of dept when dealing with certain issues. Reviewed on: 8th July 2026

Great services provided.

Great services provided. Always confident in using PayPal on everything I purchase online. Reviewed on: 8th July 2026

Handy for breaking up larger purchases

Handy for breaking up larger purchases Reviewed on: 8th July 2026

Easy to use.

Easy to use. Confident that security is guaranteed. Fabulous customer service if you need to speak to someone Reviewed on: 8th July 2026

Very easy to use when you get the split payment opti...

Very easy to use when you get the split payment options Reviewed on: 8th July 2026

It's mostly good but you often either don't work or...

It's mostly good but you often either don't work or don't give me the options I'd like when paying for things Reviewed on: 8th July 2026

Chatbot powered by AI not capable of handling comple...

Chatbot powered by AI not capable of handling complex requests and fails to direct you to a real person to discuss issues with phishing or fraud. Reviewed on: 8th July 2026

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