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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

PayPal credit has helped me spread the cost of payme...

PayPal credit has helped me spread the cost of payments, also helped me use it as a treat for meals out. Reviewed on: 27th May 2025

Easy for applying, you can use your balance in minutes.

Easy for applying, you can use your balance in minutes. Big help if you are out of your budget Reviewed on: 27th May 2025

The PayPal process is brilliant.

The PayPal process is very streamlined. Paying is simple, all information is very clearly displayed and the customer service is genuinely some of the best I have ever experienced. Another point I’d like to make is the occasional offers, such as 0% on credit payments for four months, are fantastic. Reviewed on: 27th May 2025

I had some questions

I had some questions after I payed by paypal credit. The customer service was fantastic. Reviewed on: 27th May 2025

Great service from Paypal

Great service from Paypal that really does help spread the cost of more expensive items with very little fuss. Reviewed on: 27th May 2025

Very good customer care

Very good customer connection and helpful. Especially regards the pay over 3 months, and the credit card is very useful. Reviewed on: 27th May 2025

Safe and very convenient way to pay .

Safe and very convenient way to pay . Reviewed on: 27th May 2025

Always been a pleasant experience with good communic...

Always been a pleasant experience with good communication. Easy to use and navigate within the app. Reviewed on: 27th May 2025

My Friend

Been with paypal for 20 year now and treat it like my credit card it's never let me down .So many ways to help manage my money great work paypal 10/10 Reviewed on: 27th May 2025

I always feel safe using paypal

I always feel safe using paypal for payments . I know if something goes wrong paypal steps in and provides a valuable service for me Reviewed on: 27th May 2025

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