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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (173869)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

In my experience everything I’ve ever done on the in...

5
In my experience everything I’ve ever done on the internet has been paid for by PayPal secure and you can get your money back if the goods aren’t delivered Reviewed on: 8th July 2026

Easy to use and fast approval and monthly payment se...

5
Easy to use and fast approval and monthly payment setup is easy and with clear how much you will be paying each month and showing the breakdown Reviewed on: 8th July 2026

PayPal customer friendly.

5
PayPal is very easy to use. Making payments through PayPal gives you the extra protection it is the safest way to make a payment. Reviewed on: 8th July 2026

Responsive, user friendly.

5
Responsive, user friendly. protected Reviewed on: 8th July 2026

Klarna is better

3
I find PP Credit often difficult to understand. All the payment options are often not available. Reviewed on: 8th July 2026

Never had an issue, always feel secure using PayPal,...

5
Never had an issue, always feel secure using PayPal, and it's my preferred method of paying online Reviewed on: 8th July 2026

Most companies accepts payment from PayPal no problems

5
Most companies accepts payment from PayPal no problems Reviewed on: 8th July 2026

PayPal credit is excellent when you need it most!

5
PayPal credit allows me to buy what I need, and have the time to pay it back with no interest. It's been much appreciated for me. Reviewed on: 8th July 2026

Seamless, Secure, and a Total Lifesaver!

5
I’ve been using PayPal for years for my everyday online shopping, and it has never let me down. It’s fast, incredibly secure, and saves me from constantly digging out my wallet to type in card numbers. Adding PayPal Credit to the mix has been a game-changer. The 0% interest for 4 months on purchases over £99 is perfect for managing larger expenses without any added stress. Reviewed on: 8th July 2026

PayPal helps me to purchase goods on credit and pay...

4
PayPal helps me to purchase goods on credit and pay later Reviewed on: 8th July 2026

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