Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172672 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (172721)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Dependable

I have had an account for a number of years, both whilst I have had good credit health and poor; PayPal have given me an ability to pay internationally throughout this time. Also, offering some fallback when purchasing from scammers, as they become more common. Reviewed on: 8th July 2026

Ease of use and plenty of notification time when mon...

Ease of use and plenty of notification time when money is going to be taken out of your account. Reviewed on: 8th July 2026

Better then most of the banks are

Better then most of the banks, could borrow for 4 months, no interest, very good exchange rate,fast response costumer service. Reviewed on: 8th July 2026

Excellent service always very helpful safe to use on...

Excellent service always very helpful safe to use online. Reviewed on: 8th July 2026

I love that I can use the 0% for 4 months offer on a...

I love that I can use the 0% for 4 months offer on all my bigger transactions! Now that I have the Apple Pay card, I can use it in store too as well as online which is such a game changer! Reviewed on: 8th July 2026

Nice experience and I’ll recommend Paypal credit for...

Nice experience and I’ll recommend Paypal credit for my friends and family Reviewed on: 8th July 2026

I highly recommend

I have been with PayPal for a long time. Never any problems and always extremely helpful when you require informations. Help desk is one of the best cannot fault Reviewed on: 8th July 2026

PayPal is straightforward and reliable

PayPal is straightforward and reliable Reviewed on: 8th July 2026

Having used the PayPal credit to purchase items from...

Having used the PayPal credit to purchase items from a site I have never used before gives me the confidence that if it proves to be a scam or the product is not good enough, PayPal would handle my purchase and claim my credit back , so it is with pieces of mind that I can go ahead with my purchase. Reviewed on: 8th July 2026

Every interaction has been easy.

Every interaction has been easy. Everything is clear and easy to understand and explained well Reviewed on: 8th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Payments
from PayPal 4.70 from 3836 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95420 reviews
Payments
from PayPal 4.70 from 3836 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub