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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Really helpful and good app that provided to me.

Really helpful and good app that provided to me. Reviewed on: 27th May 2025

Never let's me down.

Never let's me down. Best customer service aswell! Reviewed on: 27th May 2025

Best payment app.

Never had a bad experience with PayPal, so I can't really say much more. Issues are dealt with swiftly & efficiently. Reviewed on: 27th May 2025

Paypal credit is great.

Paypal credit is great. Only place to improve are the reminders. Reviewed on: 27th May 2025

4 Month interest free

I always use the 4 month no interest option which spreads the cost, making big items that little bit more affordable. Also Pay Pal gives me the peace of mind knowing anything I buy is covered. Reviewed on: 27th May 2025

The best help and advice.

I have only ever received the best help and monetary advice from PayPal when utilising their services or getting refunds. Top class company. Reviewed on: 27th May 2025

Great service

Great service e all around, never had any issues, the credit statements could be a bit more straight forward. Reviewed on: 27th May 2025

Seamless transactions

PayPal makes my payments seamless and easy. Their confirmation and verification process also makes it difficult for scam transactions. They are to be trusted. My go-to payment method for all transactions that have them as payment options. Reviewed on: 27th May 2025

PayPal is the best.

I have only ever had good experiences with PayPal, They are very 'cool' and by that I mean they are honest, professional, committed to good customer service and all the agents are charming, plus they understand their customers. I so prefer to use PayPal for all my transactions, not only do I have a precise record but their Resolution department is so very realistic and helpful. I have always been impressed with all aspects of using PayPal - it is so hassle-free and sophisticated run with empathy. I just always feel comfortable, secure and safe. Reviewed on: 27th May 2025

Very easy to use and I always feel safe using PayPal...

Very easy to use and I always feel safe using PayPal credit Reviewed on: 27th May 2025

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