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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (171816)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Definitely My Pal!

Suddenly buying things when you want them is so easy! Spreading the cost makes it so much easier. Reviewed on: 7th July 2026

Customer Care is great

All the time if I had some problem, the Customer Care it was helpful and the process was quickly. Reviewed on: 7th July 2026

Very good finance provider when you need it.

Very good finance provider when you need it. Reviewed on: 7th July 2026

Excellent service,no issue so far.

Excellent service,no issue so far. Reviewed on: 7th July 2026

Trustworthy and reliable.

Trustworthy and reliable. Which is what you need when it comes to your spending Reviewed on: 7th July 2026

Points scheme is beneficial

Points scheme has made me use PayPal because of greater potential rewards/returns Reviewed on: 7th July 2026

Very very handy way to pay for goods

Very very handy way to pay for goods Reviewed on: 7th July 2026

PayPal flexible friend

PayPal is so easy to use and offers great pay over time and credit facilities Reviewed on: 7th July 2026

It’s easy to use and very simple to manage

It’s easy to use and very simple to manage payments. I used it to spread the cost and give me longer to pay without having to pay interest. Four months is a good amount of time for repayments too. It’s great to receive email reminders too. Reviewed on: 7th July 2026

Been good so far.

Been good so far. No issues at all. Reviewed on: 7th July 2026

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