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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy and fast

Nice set guidelines to follow easy to increase repayment amount no concerns, easy to set up. And to alternate between bank and credit payment Reviewed on: 27th May 2025

Good customer Service and easy access on the app.

Good customer Service and easy access on the app. Reviewed on: 27th May 2025

Easy, straight away without waiting for days

Easy, straight away without waiting for days through cards Reviewed on: 27th May 2025

It could be better but I have had a wonderful experi...

It could be better but I have had a wonderful experience when I needed clarifications and more explanation to issues. Reviewed on: 27th May 2025

No issue app easy to use and when had any problems b...

No issue app easy to use and when had any problems been sorted quickly and always kept updated Reviewed on: 27th May 2025

Happy with this service

Always been good if ever I have a question, good service all round Reviewed on: 27th May 2025

PayPal is future

PayPal is great to use and convenient but only aspect to improve, customer service can be improved as they are focused on washing their hands off any problems. Reviewed on: 27th May 2025

5 Star Service

Great service when I was having an issue with a payment. Resolved in no time at all. Reviewed on: 27th May 2025

They are very happy to help you out when ever you wa...

They are very happy to help you out when ever you want there assistant. Reviewed on: 27th May 2025

PayPal credit has allowed me the flexibility to be a...

PayPal credit has allowed me the flexibility to be able to live without the worry of not being able to finance certain products. It is also really easy to manage online and allows me to pay back more when I want to, which is really responsible lending and means I can pay off more than I need to at times. Reviewed on: 27th May 2025

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