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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (179285 reviews)

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4.73

Based on 179,209 reviews, last reviewed 13th Jul 2026

634% increase in 5 star reviews

in the past 90 days

686% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is always there for when I need it. PayPal is always there for when I need it. Using my PayPal card was never easy, and the best it can give you points that you can exchange for real mon... Read more Reviewed on: 13th July 2026

Latest lowest rating:

2

Not best app to manage expenses and doesnot provide... Not best app to manage expenses and doesnot provide overveiw of expenses Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (179286)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I find PayPal simple to use, easy to Access, great c...

I find PayPal simple to use, easy to Access, great communication, wouldn't change a thing Reviewed on: 10th July 2026

Zero hassle with PayPal credit

I was able to use PayPal credit for many purchases online such getting a new phone and it helped me purchase it by allowing me to finance it so I can afford it. Reviewed on: 10th July 2026

PayPal review

I have always find PayPal very helpful Reviewed on: 10th July 2026

Very good and highly recommend.

Very good and highly recommend. Been a very good secure way to do my transaction. Reviewed on: 10th July 2026

Ease of use, easy to apply, no hassel to make payments.

Ease of use, easy to apply, no hassel to make payments. Reviewed on: 10th July 2026

It's gave some confidence to handle it from emergency.

It's gave some confidence to handle it from emergency. Also it has been helpful in many ways Reviewed on: 10th July 2026

Fantastic everything about PayPal

Fantastic everything about PayPal Reviewed on: 10th July 2026

Great when you need that extra cash

Very easy/convenient to use , Great when you need that extra cash Reviewed on: 10th July 2026

A great credit Experience

PayPal Credit has been reliable, easy to use, and convenient. The application process was simple, managing my account is straightforward, and the flexible payment options have been very helpful. Overall, I’ve had a great experience and would happily recommend PayPal Credit to others. Reviewed on: 10th July 2026

First Class

Always been 100% helpful and accommodating Reviewed on: 10th July 2026

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