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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (170244)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy as A B C .

5
Have used PP credit for a while now. Easy to apply, quick response, easy repayment methods. A large number of suppliers allow PP credit now so makes shopping so much easier, especially for those emergency purchases Reviewed on: 7th July 2026

Easy to use.

5
Easy to use. Flexible credit and very easy to pay with this method Reviewed on: 7th July 2026

Good thing to have

5
I have paypal credit as well always find transactions easy . Reviewed on: 7th July 2026

Never had an issue that wasn't resolved and resolved...

5
Never had an issue that wasn't resolved and resolved fast Reviewed on: 7th July 2026

Easy to use and repay, app makes managing and tracki...

5
Easy to use and repay, app makes managing and tracking spend easy Reviewed on: 7th July 2026

Wherever and whenever I can I use PayPal credit for...

5
Wherever and whenever I can I use PayPal credit for my everyday transactions; it’s convenient, provides security of mind and allows me to spread costs when needed. Reviewed on: 7th July 2026

I have had a very good experience using PayPal Credit.

5
I have had a very good experience using PayPal Credit. The application process was straightforward, and it has been easy to use for both online purchases and managing repayments. The app and website are simple to navigate, and payments are processed quickly. Overall, it has been a convenient and reliable way to spread the cost of purchases. I would recommend it to othe Reviewed on: 7th July 2026

They are always very professional and excellent cust...

5
They are always very professional and excellent customers service. Reviewed on: 7th July 2026

Great experience fast approval lovely stuff

5
Great experience fast approval lovely stuff Reviewed on: 7th July 2026

Excellent customer service experience

5
Excellent customer service experience Reviewed on: 7th July 2026

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