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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Been straightforward to use over many years.

Been straightforward to use over many years. When I've had a bad experience as a buyer, they've had my back and sorted it out. Reviewed on: 27th May 2025

Buy quality & spread costs

Buy quality and spread costs without hefty interest charges. Paypal credit is a fantastic way of spreading flight/holiday/white good costs over a 3/4/6 months which means you can afford to spend more and get a quality airline/holiday/product. Reviewed on: 27th May 2025

Excellent service

Great service , everything was deliver as a promised Reviewed on: 27th May 2025

Always helpful

Always get reminders in advance re payments due Reviewed on: 27th May 2025

Very easy to use, would recommend to anyone shopping...

Very easy to use, would recommend to anyone shopping online Reviewed on: 27th May 2025

I often get in trouble with my direct debit which wi...

I often get in trouble with my direct debit which will come out 5 days after the stated date. Not cool Reviewed on: 27th May 2025

Great service and knowing your money is safe

Great service and knowing your money is safe Reviewed on: 27th May 2025

Never had any issue always transaction go smooth

Never had any issue always transaction go smooth Reviewed on: 27th May 2025

Efficient and trustworthy company, good levels of pr...

Efficient and trustworthy company, good levels of protection for your money Reviewed on: 27th May 2025

Keeping their word

Any problems if any have been resolved only once being let down Reviewed on: 27th May 2025

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