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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Paypal Fast transactions Good communications

Paypal are very fast at dealing with unautherised transactions and have good communications. Reviewed on: 27th May 2025

Simple to use everything explained clearly never any...

Simple to use everything explained clearly never any issues Reviewed on: 27th May 2025

Payments are easy to understand

Payments are easy to understand, and ways to pay are understandable too. Reviewed on: 27th May 2025

great to be able to sometimes pay for those more exp...

great to be able to sometimes pay for those more expensive items monthly where the retailer doesn't offer the option of instalments Reviewed on: 27th May 2025

Definitely worth it!

Straight forward purchases, reliable and easily accessible. Interest free purchases are very fair and set over a realistic period of time. Available to use over most platforms. I would definitely recommend. Reviewed on: 27th May 2025

Never had a problem with pay pal what so ever.

Never had a problem with pay pal what so ever. Reviewed on: 27th May 2025

Paypal excellence

Used PayPal credit, glitch happened and I was helped out and refunded, PayPal credit is great and has helped me to balance payments stress free Reviewed on: 27th May 2025

I like PayPal as it life saver it helps in...

I like PayPal as it life saver it helps in hard time Reviewed on: 27th May 2025

Simples (

Simple, hasselfree, quick n easy. Reviewed on: 27th May 2025

I always have a good experience.

I always have a good experience. Certainly I recommend for my family and friends. It’s a confident and serious company. Reviewed on: 27th May 2025

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