Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57460 reviews)

View other PayPal products

4.91

Based on 57,460 reviews, last reviewed 8th Apr 2026

614600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It is great having the credit facility and easy to a... It is great having the credit facility and easy to apply and use Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

Read all reviews See your review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57460)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

i have always used paypal credit for buying things o...

i have always used paypal credit for buying things on ebay as it is simple to use and it allows you to spread the costs Reviewed on: 6th April 2026

Great for all different uses

Have been using for a number of years, and love that it can be used with any retailer accepting PayPal. Even better now with PayPal card to use with those who don’t accept PayPa. Feel a sense of security when using because of how supportive customer services have been in previous experiences Reviewed on: 6th April 2026

Everything is through the app which I like.

Everything is through the app which I like. The layout of the app can be a bit confusing but you get used to it Reviewed on: 6th April 2026

great experience

really needed paypal credit to get my son the pc he wanted for xmas so being accepted was amazing and enabled me to make my son so happy Reviewed on: 6th April 2026

I don't really like Paypal Credit because of the Int...

I don't really like Paypal Credit because of the Interest I much prefer to use Pay in 3 as there are no fees and would always try and default to that where possible. Reviewed on: 6th April 2026

Paypal acess to debit, credit card.

I was long been member of paypal and many of my household member have one. Recently i have been acess to physical debit credit card. It feels i can acess as it as bank now. Plus there is easy way to payment pag by 3. There paypal credit method helps on future purchase as well. Its been great experience being memeber of paypal. Reviewed on: 6th April 2026

Beninese sis and she disks and x

Beninese sis and she disks and x Reviewed on: 6th April 2026

No hassle and interest free

I wanted to pay for goods but without interest and over a short period and that’s what I could have with PayPal no hassle Reviewed on: 6th April 2026

Very easy to use and worth having

Very easy to use and worth having Reviewed on: 6th April 2026

Very helpful.

Very helpful....helped me out when it was needed Reviewed on: 6th April 2026

Alternative products

Loan
from Snap Finance 4.90 from 369 reviews
Better Off Calculator
from Policy in Practice 4.78 from 428 reviews
Retail Finance
from Zebra Finance 4.76 from 6 reviews

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub