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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (50806 reviews)

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4.91

Based on 50,806 reviews, last reviewed 1st Feb 2026

100% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Simple and handy PayPal approved me for credit when NatWest would not, allowing me to make purchases with zero interest for 4 months. Their Pay in 3 service has also b... Read more Reviewed on: 25th January 2026

Latest lowest rating:

1

6M 0 interest is a scam. I opened this account because it offer 6M 0 interest. Im a 0 int person, i refuse to make banks rich and steal peoples money. Mind you, I have the mon... Read more Reviewed on: 1st February 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (50806)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

It was a seamless process.

It was a seamless process. And has given me good experience. Reviewed on: 27th May 2025

PayPal pay in 3 in invaluable

PayPal gives me the flexibility to spread the cost over 3 months which I find to be invaluable Reviewed on: 27th May 2025

Best service ever!

Best service ever!!! Credit available to be paid back in a reasonable timing. Helps against fraud. Good customer service. Altogether great experience. Provides financial support if needed especially after Covid. Increases the credit value where needed. Reviewed on: 27th May 2025

Late payment fees and interest is evil

Late payment fees and interest is evil Reviewed on: 27th May 2025

Work very well with making payment online without th...

Work very well with making payment online without the need to keep putting your details in. You can track your spending easly Reviewed on: 27th May 2025

Quick and convenient.

Quick and convenient. Kept up to date about purchases and payments. Reviewed on: 27th May 2025

Great way to pay

I like the fast easy way to pay for items over a few months. Reviewed on: 27th May 2025

Excellent experience

PayPal very good service and I have a excellent experience with the customer service that I get on the phone a very good in quick response Reviewed on: 27th May 2025

Excellent

Never complained about what they I find they are the easiest company going never had an issue with them keep going Reviewed on: 27th May 2025

Flawless and reliable service.

Flawless and reliable service. I feel comfortable and secure using it for any online purchase Reviewed on: 27th May 2025

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