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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57565 reviews)

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4.91

Based on 57,565 reviews, last reviewed 8th Apr 2026

624400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal....the best companion Information and personal details are always secure. The purchase process are fast and easy. It is generally convenient to shop with Pay pal. Its relia... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57565)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Quick and easy to use.

I find paypal quick and so easy to use. I often prefer now to pick suppliers that offer paypal as a payment option. Reviewed on: 6th April 2026

Very Good!

It’s very easy to use. I recommend. Reviewed on: 6th April 2026

PayPal Credit is convenient, easy to use, and has be...

PayPal Credit is convenient, easy to use, and has been very helpful for managing unexpected or higher-cost purchases. The option of no interest for a limited time is particularly valuable and makes it a great backup when needed. One area for improvement would be better reminders or clearer notifications for outstanding balances, as it can be easy to overlook them. Adding more proactive alerts or a simplified tracking system would really enhance the experience. Overall, it’s a reliable service that I’ve had no issues with and would recommend, especially for those looking for flexible payment options. Reviewed on: 6th April 2026

I love using PayPal as it is so easy to use and is s...

I love using PayPal as it is so easy to use and is safe. Reviewed on: 6th April 2026

Reliable and flexible

I’ve had a really positive experience using PayPal Credit. It’s incredibly convenient for managing larger purchases, especially with the option to spread payments over time. The application process was quick and straightforward, and everything is clearly explained so there are no surprises. I also like how easy it is to track spending and payments directly through PayPal Reviewed on: 6th April 2026

Good experience for life time and safety understand

Excellent and great work pay pal doing good Reviewed on: 6th April 2026

PayPal credit has Always been reliable and handy to...

PayPal credit has Always been reliable and handy to have for small purchases Reviewed on: 6th April 2026

I like all aspects of PayPal especially pay in 3 whi...

I like all aspects of PayPal especially pay in 3 which helps me to purchase more expensive items and split the cost over 3 months. Reviewed on: 6th April 2026

Great service, no issues, good rates and deals.

Great service, no issues, good rates and deals. Reviewed on: 6th April 2026

Best Credit and ease of payment

I have been with PayPal for over a decade, and I enjoy their PayPal credit facility, it is also very easy to get their customers service, no issues with them. I use them for majority of my online shopping as I can get my money back if transaction is not legit Reviewed on: 6th April 2026

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