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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178559 reviews)

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4.73

Based on 178,476 reviews, last reviewed 13th Jul 2026

770% increase in 5 star reviews

in the past 90 days

776% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everytime I use PayPal its just extremely easy to us... Everytime I use PayPal its just extremely easy to use, I’m fully happy with using it for a payment option Reviewed on: 13th July 2026

Latest lowest rating:

2

Payment option Очень тяжело оплатить. Оплата происходит на протяжении нескольких дней и это приводит к дополнительным ошибочным повторным платежам. Не понятная систе... Read more Reviewed on: 13th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178567)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Paypal credit is really convenient.

Paypal credit is really convenient. The only annoyance is if a purchase is even £1 over limit, you can't add currency to the account, so it's denied. Reviewed on: 9th July 2026

Good for purchase and pay later options .

Good for purchase and pay later options . Available.in most of the shopping sites and physical retailers Reviewed on: 9th July 2026

PayPal. Efficient and secure.

Have used PayPal now for quite a number of years and found it to be efficient and secure which gives peace of mind. Reviewed on: 9th July 2026

So easy to use and reassuring

So easy to use and gives me reassurance that I’m not being scammed Reviewed on: 9th July 2026

Outstanding service!!

PayPal makes sending and receiving money incredibly easy. Payments are processed quickly, the platform is secure, and the buyer protection feature is a huge advantage. I’ve had a smooth experience every time and would gladly recommend PayPal to friends and family. Reviewed on: 9th July 2026

"I highly recommend PayPal Credit for anyone looking...

"I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for up to 4 months on larger purchases, which lets you spread the cost without extra fees.The application process is incredibly fast and intuitive, taking just a few clicks right from your account. Managing repayments is seamless, and the integration with standard PayPal gives you great peace of mind regarding security. It is a fantastic, modern alternative to traditional credit cards!" Reviewed on: 9th July 2026

Paypal credit helped me to make the last Christmas a...

Paypal credit helped me to make the last Christmas a good one for the first time in years Reviewed on: 9th July 2026

Easy to use, very fast and convenient

Easy to use, very fast and convenient on any online purchases. Would highly recommend to anyone as it adds a layer of safety to all purchases as well and gives peace of mind. The app as well just makes it even more useful. Reviewed on: 9th July 2026

Really good and easy experience.

Really good and easy experience. Good 0% deals however APR can be high if you don’t meet the payments. All in all I love using paypal Reviewed on: 9th July 2026

Easy and efficient and safe way to deal with purchases.

Easy and efficient and safe way to deal with purchases. Reviewed on: 9th July 2026

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