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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (178476 reviews)

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4.73

Based on 178,033 reviews, last reviewed 12th Jul 2026

892% increase in 5 star reviews

in the past 90 days

828% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

If not for paypal credit, I'd not have had flexibili... If not for paypal credit, I'd not have had flexibility with money, given gifts I couldn't afford in the one payment or experienced things I was too ne... Read more Reviewed on: 12th July 2026

Latest lowest rating:

2

Nightmare if you have more than one payment at a time If you have more than one credit at a time, PayPal has no option for prioritising a different payment that you have interest free months left on. It m... Read more Reviewed on: 12th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (178490)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

Always good experience.

Always good experience..no complaints at all Reviewed on: 9th July 2026

I've been using PayPal for years

I've been using PayPal for years, I trust them 100% I always look for the PayPal sign whenever im shopping online. Reviewed on: 9th July 2026

Safe and easy

Never had an issue. Extremely easy to check out in most online stores with PayPal. I feel safer using it then my personal card Reviewed on: 9th July 2026

PayPal credit

Easy slick process to apply for credit account Reviewed on: 9th July 2026

All very good - highly recommend

All very good - highly recommend Reviewed on: 9th July 2026

Using PayPal is straightforward and easy to use.

Using PayPal is straightforward and easy to use. Reviewed on: 9th July 2026

It is very proffessional and easy

It is very proffessional and easy Reviewed on: 9th July 2026

Super easy process

Its super easy and straight process Reviewed on: 9th July 2026

Long time PayPal user

I’ve had PayPal for years! I’ve never had an issue with them and it’s always easy and convenient to send and receive money. PayPal credit is also an amazing feature, easy to use and pay off. Reviewed on: 9th July 2026

prompt and understanding of customers' perspectives

prompt and understanding of customers' perspectives Reviewed on: 9th July 2026

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