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PayPal: PayPal Credit reviews

4.91
Based on 57,614 reviews, last reviewed 8th Apr 2026
629000% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Paypal is a handy way to pay online Paypal is a handy way to pay online Reviewed on: 8th April 2026
Etienne K's avatar
Etienne K

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026
David C's avatar
David C

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57614)

Review of the PayPal, PayPal Credit:

A must have!

5
Seamless to receive money and use their credit options Reviewed on: 5th June 2024

PayPal is easy to use.

5
PayPal is easy to use. It's amazing that you get interest free purchases if you pay within a certain period Reviewed on: 6th April 2026

Versatile and seamless way to manage purchases

5
Versatile and seamless way to manage purchases Reviewed on: 6th April 2026

Great experience very fast and easy to use

5
Great experience very fast and easy to use Reviewed on: 6th April 2026

The best!

5
Everything is so easy and user friendly Reviewed on: 6th April 2026

PayPal credit is an efficient service.

5
PayPal credit is an efficient service. Reviewed on: 6th April 2026

Correct allocation of payments and credits with time...

5
Correct allocation of payments and credits with timely advance notice Reviewed on: 6th April 2026

Paypal is sometimes hard to use.

3
Paypal is sometimes hard to use. Even when signed in it doesn't let you know when payment hasn't went through Reviewed on: 6th April 2026

Excellent Service Fast, Secure & Reliable

5
I’ve had a really great experience using PayPal. It’s easy to use, payments go through quickly, and I feel confident knowing my transactions are protected. It’s become my go-to for both personal and business payments! Reviewed on: 6th April 2026

Easy to use.

5
Easy to use. Very safe online. When making a payment, you just need to log in to your pay pal account. Reviewed on: 6th April 2026

Well done! paypal

5
Very good experience with paypal Reviewed on: 6th April 2026