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PayPal: PayPal Credit reviews

4.73
Based on 167,691 reviews, last reviewed 7th Jul 2026
1469% increase in 5 star reviews
in the past 90 days
1465% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Safe payment I use Paypal whenever I can as it means that I don't have to reveal my card number to pay for goods. I have also used the 3 month credit system which... Read more Reviewed on: 7th July 2026
Amy K's avatar
Amy K

Latest lowest rating:

2

Slow Payments & Poor Customer Service Payments take too long to reach my account compared to others I send (by far!). Little protection, poor CS, explanations vary from agent to agent. Mos... Read more Reviewed on: 7th July 2026
KC's avatar
KC

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (168150)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

5
Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Excellent

5
Excellent service and app very easy to use Reviewed on: 7th July 2026

PayPal makes my financial decisions easier

5
PayPal makes my financial decisions easier Reviewed on: 7th July 2026

Easiest way to pay

5
PayPal credit helps me to purchase items when I am short of money. The repayment is very easy. Reviewed on: 7th July 2026

Helpful and considerate

5
PayPal keep me informed of payments, due dates etc. by email, whenever I have queried a payment they have always responded positively to my questions. Reviewed on: 7th July 2026

The best I’ve used

5
Really impressed with PayPal and do recommend it to friends and family Reviewed on: 7th July 2026

PayPal as always there when you need it .

5
PayPal as always there when you need it . I have not bing let down Reviewed on: 7th July 2026

Reliable company always use them

4
Reliable company always use them Reviewed on: 7th July 2026

No hassle solution

5
Easy, no hassle to use, instant decisions Reviewed on: 7th July 2026

All round niceeeeee

5
Very easy to set up and monitor! Great back up Reviewed on: 7th July 2026

Very easy to use and helpful staff when needed

5
Very easy to use and helpful staff when needed Reviewed on: 7th July 2026

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