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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57367 reviews)

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4.91

Based on 57,367 reviews, last reviewed 8th Apr 2026

606000% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is credit is awesome! PayPal is credit is awesome! Great for control unexpected purchases with ease to spread out at 0% interest. Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57367)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Simply, quick and trustworthy

Easy to apply, quick, trustworthy and simple to repay, helpful with peace of mind Reviewed on: 6th April 2026

Great flexibility and convenience with PayPal Credit

I’m very satisfied with the overall experience using PayPal Credit. One of the best improvements was when they introduced a physical credit card, it made everything much easier and more practical to use in everyday situations, both online and in stores. Their support is also reliable. While it can sometimes take a bit of time to resolve issues, they do follow through and provide helpful solutions in the end, which builds trust. Where PayPal Credit really stands out is its accessibility. It works seamlessly across a wide range of websites and stores, making it extremely convenient for regular use. Overall, a great service with strong usability and wide acceptance >> definitely recommended. Reviewed on: 6th April 2026

Paypal credit: Straight forward, easy, and quick.

It was easy and straight forward to apply for credit with Paypal. I received a quick response, so now I maintain that option for paying for goods in the future. The customer support comes from using Paypal more generally: somebody had submitted a fake invoice to my account which I flagged with Customer Support. The charge was removed from the account very quickly. My overall experience using Paypal credit as well as more generally has been nothing but excellent, which is why I am quite happy to recomment it, which I have to a couple of people. The only negative I can think of is that the cost of going over three months for payment, which is charged at a relatively high interest rate. Reviewed on: 6th April 2026

Truly Amazing

Amazing experience everytime i need to ise Paypal services, so clean, easy and fast. Reviewed on: 6th April 2026

Hassle free credit.

Very easy set up , simple quick and what else do you need . Hassle free Reviewed on: 6th April 2026

PayPal great experience, good rates.

PayPal great experience, good rates. Reviewed on: 6th April 2026

I love PayPal.

I love PayPal. Really flexible with payment plans and having 0% interest on purchases over a certain amount is really helpful. I have used the service for almost 5 years now and haven’t needed to contact them for any issues, I consistently receive informative emails regarding changes or anything else I need to be aware of. It makes finances so so easy and stress-free, which is what everyone needs in today’s economic climate. Reviewed on: 6th April 2026

PayPal makes my life so much easier with much peace...

PayPal makes my life so much easier with much peace of mind that it is safe, secure and only has the best interests of its customers first and foremost. Reviewed on: 6th April 2026

Any time I had issues it was sorted out in reasonabl...

Any time I had issues it was sorted out in reasonable time. I love using PayPal as I feel my money is protected. Reviewed on: 6th April 2026

PayPal customer service and interest comes first

Very good customer service with no interest on payments if you pay within the set time you have arranged.Great safty net for purchasing goods over the Internet.Also knowing PayPal has your interests if or when there is a problem with seller's goods Reviewed on: 6th April 2026

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