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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149834 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149834)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Absolutely great platform, buying and not needing to...

Absolutely great platform, buying and not needing to worry about paying off straight away and having that extra time to do so. Reviewed on: 25th June 2026

Using PayPal is the safest option.

I’ve been using PayPal for years now, the PayPal credit is amazing to helps so much to pay in instalments or you can pay in 3 payments, I always pay with PayPal because I find it been the best option. Reviewed on: 25th June 2026

When being accepted for PayPal credit.

When being accepted for PayPal credit. It was a noticeable problem for being able to use my card to pay for products at all retailers, customer services had limited resources and my issue had to be escalated resulting in a delay of use of pay pal credit Reviewed on: 25th June 2026

PayPal is very good

The PayPal system works well for me Reviewed on: 25th June 2026

I’m a huge fan of PayPal and used for years.

I’m a huge fan as it’s such an easy, straightforward and professional service Reviewed on: 25th June 2026

I use PayPal for every transaction.

I use PayPal for every transaction. I use PayPal plus for my everyday spending, PayPal pay in 3 and PayPal credit for larger purchases. I love the new points incentive and the flexibility of 4 months 0% interest with pay pal credit. Reviewed on: 25th June 2026

Top marks for Paypal Credit..

I've found the Paypal Credit to be the most efficient and effective way of handling my finances Reviewed on: 25th June 2026

Good easy to use.

Good easy to use. Can use app to check Reviewed on: 25th June 2026

Been using paypal for years, things have always gone...

Been using paypal for years, things have always gone pretty straight forward. Paypal credit is good especially the zero interest offer. I hope things keep going smoothly. The bank payments are a bit delayed sometimes but they go through eventually, if you use debit cards it's a bit faster. I'm happy overall. Reviewed on: 25th June 2026

The customer service and support is fantastic, they...

The customer service and support is fantastic, they are always so helpful and friendly. I really enjoy yawing their services and I know my money and payments are secure and safe. Reviewed on: 25th June 2026

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