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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (57565 reviews)

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4.91

Based on 57,565 reviews, last reviewed 8th Apr 2026

624400% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal....the best companion Information and personal details are always secure. The purchase process are fast and easy. It is generally convenient to shop with Pay pal. Its relia... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Rubbish.Klarna is a lot better. Rubbish.Old fashioned website.Misleading fees.Made it very difficult to complain and didn’t take it seriously when I did. Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (57565)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Ease of use

I love using PayPal, one because of its ease of use, also I am very happy with its secure of purchases, can track and also request for refunds from retailers that has issued products that are not up to standard. Reviewed on: 6th April 2026

Great experience every time i used it.

Great experience every time i used it. So far happy with everything Reviewed on: 6th April 2026

Trustworthy and easy to use in my experience.

Trustworthy and easy to use in my experience. accepted in many places . Convenient I would recommend Reviewed on: 6th April 2026

Customer service could improve

Good offers on payments, unfortunately customer service is really bad, there is loads of miscommunication between customer service and back office. Information provided is incorrect and leading to further issues. Reviewed on: 6th April 2026

Paypal has helped with every purchase I have made on...

Paypal has helped with every purchase I have made online giving the flexibility other lenders can't Reviewed on: 6th April 2026

Easy to use

Ease of use, integrated now on almost all the platforms that I use. Reviewed on: 6th April 2026

They are an excellent organisation to do business with.

They are an excellent organisation to do business with. Never had an issue with them in 20 years. Reviewed on: 6th April 2026

Good financial service and experience

Good financial service and experience Reviewed on: 6th April 2026

easy to use, great experience!

easy to use, great experience! never had any problems with any aspect of payal Reviewed on: 6th April 2026

Easy to spread cost, easy to pay in the app

I often use it to spread out the cost of larger items over a short period. It’s easy to use and easy to pay off within the app. Reviewed on: 6th April 2026

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