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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149688 reviews)

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4.73

Based on 149,671 reviews, last reviewed 6th Jul 2026

1848% increase in 5 star reviews

in the past 90 days

2510% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Easy to access but a little confused Easy to access but a little confused with when/how first instalment is due Reviewed on: 6th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149689)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Safe as ever 5 *s nice way to spend your money

Safe as ever 5 *s highly recommended Reviewed on: 25th June 2026

Nice and easy .

Nice and easy . Always accessible Reviewed on: 25th June 2026

I use it for everything.

I use it for everything. So convenient Reviewed on: 25th June 2026

Very handy and easy to use and repayments each month...

Very handy and easy to use and repayments each month for balance are quick and simple Reviewed on: 25th June 2026

Great experience

PayPal has been reliable and easy to assess whenever I need a short term credit facility to use. Reviewed on: 25th June 2026

Very good experience.

Very good experience. Every step is easy. Reviewed on: 25th June 2026

Love using PayPal, very safe and reliable

Love using PayPal, very safe and reliable Reviewed on: 25th June 2026

There food for spreading payments sending money and...

There food for spreading payments sending money and savjgn Reviewed on: 25th June 2026

Ease of logging in, great range of services

Ease of logging in, great range of services Reviewed on: 25th June 2026

Excellent provider

No problems at all with getting or receiving cash, always excellent at solving problems with sellers. Reviewed on: 25th June 2026

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