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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149388 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149388)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

Easy transactions when paying and can now be used fo...

Easy transactions when paying and can now be used for most purchases. Only frustration is that when making payments, it prioritises smaller amounts rather than by when the purchases were made Reviewed on: 24th June 2026

Easy no fuss

Easy no fuss with no tedious applications Reviewed on: 24th June 2026

PayPal is extremely easy to use.

PayPal is extremely easy to use providing a variety of payment options to help budget and plan when larger purchases are made. Reviewed on: 24th June 2026

updates on money

money movement updates should be instant Reviewed on: 24th June 2026

Helpful and easy to use

Sp far my experience has been good haven't needed to contact customer services as everything I need to do is available in the portal, it is just a Reviewed on: 24th June 2026

Paypal always gets the job done.

Doesn't really matter how you use PayPal as they are always ready to help. Customer service is first class.I have just received another refund after just one claim for a service that was not satisfactory. PayPal sorted it within an hour. What's not to love about PayPals services. Reviewed on: 24th June 2026

Customer service and support is great.

Customer service and support is great. Reviewed on: 23rd June 2026

Good introduction

I have found PayPal Credit. to be a painless introduction to the intelligent use of consumer credit . I just wish the site was a little less ‘clunky’, and more immediately transparent Reviewed on: 23rd June 2026

Bigger purchase without delay

I’ve had a very good experience with PayPal Credit, which has helped me to manage my bigger purchases more efficiently and without any delay or extra cost. It also made me more disciplined about my daily spending and managing debt Reviewed on: 23rd June 2026

Simple transaction

Easy options for ways to pay always easy with the app good for buying a selling things makes it simple and safe online Reviewed on: 23rd June 2026

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