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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149369 reviews)

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4.73

Based on 149,327 reviews, last reviewed 5th Jul 2026

4477% increase in 5 star reviews

in the past 90 days

4317% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Everything was quick, smooth, Excellent service! Everything was quick, smooth, and very easy to complete. The whole process was hassle-free, and I’m really satisfied. Highly recomm... Read more Reviewed on: 5th July 2026

Latest lowest rating:

2

Verifying payments! Finding how to verify a payment on either the PayPal App or the website is a complete nightmare! Why this cannot simply be a 'pop up' on the site or ... Read more Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149369)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal trust in good customers

Living in the UK, with almost double the average salary, none of the big banks wanted to give me a Credit Card; I had no debts, loans, or mortgages. I just wanted to build my Credit Score. It was tough; they were suspicious and denied me. And there comes PayPal Credit - no issues, easy, fast, and with a huge available credit. I don't think I ever reach 40% of it, as it was so huge. Totally recommended! Reviewed on: 23rd June 2026

Fast reliable and easy to access

Fast reliable to use, easy to access and get approved Reviewed on: 23rd June 2026

Interest-Free Periods Make Budgeting a Breeze

I've been using the PayPal Credit Card since last year and it's been excellent. The interest-free periods are a real highlight — they make it so much easier to spread the cost of larger purchases without the stress of immediate repayment. It's become my go-to card for budgeting, giving me flexibility and control over my finances. Highly recommend it to anyone looking to manage their spending smarter. Reviewed on: 23rd June 2026

Happy traveler happy life

I have used PayPal for many years but I can say in the last year the PayPal credit system and pay in 3 is amazing accepted by many companies and enables quick no hassle on line and no in person transactions. The Suport in app is awesome and PayPal is my preferred payment method especially as I travel the work a lot - just makes my life so much more enjoyable. Reviewed on: 23rd June 2026

jest przydatny.

jest przydatny,pozwala na wieksze i czestsze zakupy mniej obciazajace portfel Reviewed on: 23rd June 2026

Very good so easy to use.

Very good so easy to use. It helps when you can use it with eday as well at the shops . Im going to use it a lot more and maybe replace my other cards Reviewed on: 23rd June 2026

Been useing Paypal and found it spot on,.

Been useing Paypal and found it spot on,. Reviewed on: 23rd June 2026

Fast to reply and offer help

When I have had a problem they are always fast to reply offering excellent advice and help. Reviewed on: 23rd June 2026

Great experience but lots of scammers pretending to...

Great experience but lots of scammers pretending to be PayPal which is concerning Reviewed on: 23rd June 2026

Have had no problems for payments

Have had no problems for payments Reviewed on: 23rd June 2026

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