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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149289 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149289)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

PayPal credit can't fault it.

I've never had a problem using PayPal it feels safer than using card detail's easy to set up and easier to use and knowing that if money's a bit short i only need to pay minimum payment and i won't be Penalized. Reviewed on: 22nd June 2026

Very pleased with the service and support

Very pleased with the service and support Reviewed on: 22nd June 2026

I love PayPal so much, i actually stopped buying fro...

I love PayPal so much, i actually stopped buying from websites if PayPal payment is not available. Using PayPal is saving me so much time and I don't need to worry, in case of any issues, PP will deal with getting my money back. Reviewed on: 22nd June 2026

The 4 months 0% interest offer is super useful for s...

The 4 months 0% interest offer is super useful for spreading the cost of big purchases, without the need for paying interest. Seamless & easy to use! Reviewed on: 22nd June 2026

Very easy to buy and purchase in any shops.

Very easy to buy and purchase in any shops. Reviewed on: 22nd June 2026

Why choose any other platform?

PayPal has been my go to for any online payment for years due to its ease of use, flexibility, and protection from unsavoury businesses. It feels like a payment provider that always has my back. It has every feature I require and more. Reviewed on: 22nd June 2026

I like that you can get 4months interest free credit.

I like that you can get 4months interest free credit. It’s simple to use and I feel confident with using PayPal credit as it’s safe and reliable. Reviewed on: 22nd June 2026

Excellent customer service

I am really enjoying using paypal, both card or appt. It is so excellent and I love it. I will recommend paypal at any time. Brilliant Reviewed on: 22nd June 2026

PPayPal is a reliable method of payment that priorit...

PPayPal is a reliable method of payment that prioritizes security. Reviewed on: 22nd June 2026

Worth having

Pay pal credit has been good for me for as and when I need something and haven’t always got the money straight away to buy. Also good for credit rating and very convenient to go straight to the app to see activity Reviewed on: 22nd June 2026

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