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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58010 reviews)

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4.91

Based on 58,010 reviews, last reviewed 9th Apr 2026

665000% increase in 5 star reviews

in the past 90 days

2000% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Must Have Pay Pal It’s just so convenient and easy to use. Makes it easier to purchase things that you couldn’t afford to pay for in full at the time. Reviewed on: 9th April 2026

Latest lowest rating:

1

Regular credit checks nonexistent PayPal states they do regular checks to increase credit limit. I think the AI software is not working properly. All the other credit companies increas... Read more Reviewed on: 8th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58010)

Review of the PayPal, PayPal Credit:

A good help to be honest, sometime you don't want to...

A good help to be honest, sometime you don't want to pay a big amount and spreading the payment for more months is great for buget. Reviewed on: 1st June 2025

Satisfactory.

Satisfactory. Love the service received. Reviewed on: 7th April 2026

Easy to navigate, effective

Easy to navigate, simple effective and fair. Reviewed on: 7th April 2026

PayPal is the easiest and most convenient method of...

PayPal is the easiest and most convenient method of paying. If I am buying from a retailer that doesn’t give the option of purchasing via PayPal, I don’t make the purchase Reviewed on: 7th April 2026

PayPal Credit rate is lower than my usual credit car...

PayPal Credit rate is lower than my usual credit card, so I took out a PayPal Credit Card instead! I’ve always used PayPal for online transactions, it gives me confidence in buying online. Now that I have a PayPal Credit Card to I feel that my credit needs for online or in person have been fulfilled more economically and safely than I’d feel with just a credit card. Reviewed on: 7th April 2026

love it very good at what they do

love it very good at what they do Reviewed on: 7th April 2026

Great customer service really helped me out and grea...

Great customer service really helped me out and great banking app Reviewed on: 7th April 2026

its excellent

Excellent payment platform—secure, efficient, and widely accepted. The user experience is smooth, and transactions are consistently quick and reliable. Reviewed on: 6th April 2026

Brilliant

From pay in 3 to credit it's much more affordable way to pay. And interest free. Reviewed on: 6th April 2026

Very helpful customer service

Very helpful customer service - solved my issue with a refund within minutes Reviewed on: 6th April 2026

Very happy with the ease of all transactions and gre...

Very happy with the ease of all transactions and great 4 months interest free which really helps Reviewed on: 6th April 2026

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