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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (149100 reviews)

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4.73

Based on 149,044 reviews, last reviewed 5th Jul 2026

4512250% increase in 5 star reviews

in the past 90 days

13250% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have used Paypal for over 10 years and I cant faul... I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Latest lowest rating:

2

Uses a hard search on your credit score and doesn’t... Uses a hard search on your credit score and doesn’t make it easy to pay off your debts Reviewed on: 5th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (149100)

Review of the PayPal, PayPal Credit:

Very easy to navigate through the PayPal app & helps...

Very easy to navigate through the PayPal app & helps both with cash flow & secure purchasing Reviewed on: 14th June 2024

I always opt for PayPal, it’s secure and user friendly.

I always opt for PayPal, it’s secure and user friendly. Reviewed on: 22nd June 2026

Nice for secure payment.

Nice for secure payment.always recommended PayPal Reviewed on: 22nd June 2026

Need a 0% option, Paypal credit is my go-to

Always used PayPal credit for the 0% options. Works really well for medium sized purchases to split the payments up Reviewed on: 22nd June 2026

Love PayPal

I absolutely love using PayPal it gives me flexibility and I am able to purchase without worrying paying everything at once. Their Customer Service is brilliant, thank you so much, Paypal. Reviewed on: 22nd June 2026

Easy to use, instant access , handy for unexpected a...

Easy to use, instant access , handy for unexpected and needed purchases Reviewed on: 22nd June 2026

Easy to use and good o% deals also any problems easi...

Easy to use and good o% deals also any problems easily sorted by customer service Reviewed on: 22nd June 2026

Very easy to use even for people that are aged.

Very easy to use even for people that are aged. Easy to make plans to pay off debt. Reviewed on: 22nd June 2026

Refunds problems

When ever I have had a problem with refunds from retailers they have sorted it less hassle Reviewed on: 22nd June 2026

Best in customer service

I personally like the 4 months 0% interest which means I can buy what I want and spread the cost over 4 months. Customer service is excellent, quick response and consideration Reviewed on: 22nd June 2026

Customer service I feel is a let know I once had an...

Customer service I feel is a let know I once had an issue with a company in the US and after reviewing the disagreement with the company PayPal just dismissed the matter Reviewed on: 22nd June 2026

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