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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (177297 reviews)

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4.73

Based on 177,088 reviews, last reviewed 11th Jul 2026

1233% increase in 5 star reviews

in the past 90 days

1072% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Very good costumer service. Very good costumer service. Good value of money, giving 0% for four months it’s so helpful Reviewed on: 11th July 2026

Latest lowest rating:

1

Terrible could not use and nothing would authorise Terrible could not use and nothing would authorise Reviewed on: 11th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (177318)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

i like the pay in three .

i like the pay in three . means i can buy items i can’t pay off in lump sum Reviewed on: 9th July 2026

10 years with PayPal

Been using paypal for 10+ years and its been a great and simple way to manage money, make purchases and plan with friends and family. Paypal Credit is very helpful too alongside the Buy Now Pay Later options. Reviewed on: 9th July 2026

Always handy to have in case of last minute purchase...

Always handy to have in case of last minute purchase needed or emergency item needed. Pay in 3 gives shorter installments to pay off quicker or Paypal credit if you prefer to pay a lump sum each month . Interest is not too high. Have used Pay in 3 for years no problem just feel if I pay by Paypal im secured in purchases well worth it for peace of mind. Reviewed on: 9th July 2026

Always use Paypal its a helpful easy way to buy.

Always use Paypal its a helpful easy way to buy. Reviewed on: 9th July 2026

Paypal, the most Convenient method for making payments

Paypal is user friendly, no hassle to make payments, a good feeling of financial protection. I like the physical debit and Credit card idea. It make transactions more easier. and convenient. Reviewed on: 9th July 2026

I am using PayPal for few years now and i can honest...

I am using PayPal for few years now and i can honestly say i was never let down with any payments or saved money I would recommend PayPal to everyone Reviewed on: 9th July 2026

Very reliable for purchases and emergency

Very reliable for purchases and emergency Reviewed on: 9th July 2026

Safe transactions

Always very helpful, I feel very safe and I know my money is safe too Reviewed on: 9th July 2026

I like pay in 3 and the pay monthly.

I like pay in 3 and the pay monthly. Reviewed on: 9th July 2026

Purchasing and Pay Later Options

I haven’t used it an awful lot in terms of needing to reach out to customer service. But I use it for purchasing and pay later deals. Reviewed on: 9th July 2026

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