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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.91 (58252 reviews)

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4.91

Based on 58,252 reviews, last reviewed 10th Apr 2026

686600% increase in 5 star reviews

in the past 90 days

2200% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

It’s easy to use and offers a long interest free per... It’s easy to use and offers a long interest free period which is helpful for larger purchases. It’s also easy to see your balance and manage your repa... Read more Reviewed on: 10th April 2026

Latest lowest rating:

1

While they are proudly advertising themselves as hel... While they are proudly advertising themselves as helpful, against fraud and that they have shopping protection, they’re the complere opposite Reviewed on: 10th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

PayPal PayPal Credit reviews (58252)

Review of the PayPal, PayPal Credit:

A must have!

Seamless to receive money and use their credit options Reviewed on: 5th June 2024

I use PayPal regularly

I use PayPal regularly for buying online and give me security knowing I’m buying through PayPal and have made use of PayPal credit which has been smooth and no issues as well as good deals with 0% interest Reviewed on: 7th April 2026

The best payment platform .

The best payment platform . It provides complete security. Reviewed on: 7th April 2026

It’s very good to be like that to spend money on Pay...

It’s very good to be like that to spend money on PayPal more security Reviewed on: 7th April 2026

PayPal is a safe and efficient way of managing my mo...

PayPal is a safe and efficient way of managing my money. Reviewed on: 7th April 2026

Recommend

Never had any issues with PayPal. I would recommend everyone to create an account with PayPal. Reviewed on: 7th April 2026

PayPal Best Finance

Always feel secure when making payments through PayPal. On Larger purchases I can spread the cost over 4 months Reviewed on: 7th April 2026

. Easy to use with helpful flexibility

I’ve had a good experience using PayPal Credit. It’s straightforward to use, especially for online purchases, and the option to spread payments has been really helpful. The application process was quick, and everything is clearly shown in the app. I’d recommend it for anyone who wants a simple, flexible credit option. Reviewed on: 7th April 2026

yay it’s ok like i really guess it’s unremarkable an...

yay it’s ok like i really guess it’s unremarkable and boring if anything just not much going on Reviewed on: 7th April 2026

PayPal Credit is just like a virtual credit card

PayPal Credit is just like a virtual credit card with good intrest rates. Worth applying for it comes in handy when you need stuff. Reviewed on: 7th April 2026

Stress free

All round ease 100 % experience .take the stress out of paying for services Reviewed on: 7th April 2026

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